{"id":11990,"date":"2014-01-19T14:00:05","date_gmt":"2014-01-19T07:00:05","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-lenders-launch-mortgage-price-war\/"},"modified":"2016-05-05T06:38:57","modified_gmt":"2016-05-04T23:38:57","slug":"help-to-buy-lenders-launch-mortgage-price-war","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-lenders-launch-mortgage-price-war\/","title":{"rendered":"Help to Buy lenders launch mortgage price war"},"content":{"rendered":"


\nBorrowers wanting a 95% mortgage are benefiting from greater competition, as Barclays becomes the latest to enter the marketProspective buyers with small deposits are benefiting from a price war among mortgage lenders, say brokers, after the last of the major high street banks launched its 95% deal under Help to Buy.Barclays will offer a fee-free three-year fixed rate at 5.35% and a five-year fix at 5.49% from Tuesday through the second stage of the government’s controversial scheme, aimed at giving buyers a leg-up on to the property ladder. The scheme offers lenders taxpayer-backed guarantees on mortgages at high loan to values. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Help to Buy lenders launch mortgage price war<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Borrowers wanting a 95% mortgage are benefiting from greater competition, as Barclays becomes the latest...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-11990","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-37o","jetpack-related-posts":[{"id":6302,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-scheme-needs-replacement-before-it-ends-warn-mortgage-lenders\/","url_meta":{"origin":11990,"position":0},"title":"Help-to-buy scheme needs replacement before it ends, warn mortgage lenders","date":"March 5, 2015","format":false,"excerpt":"\r Failure to replace mortgage guarantee scheme, which is due to end in 2016, would hit first-time buyers and competition in housing market, says IMLAFailure to replace the help-to-buy mortgage guarantee scheme when it comes to an end next year will choke off competition and push the first-time buyer market\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":151199,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-and-co-op-bank-cut-mortgage-rates-as-halifax-and-lloyds-ease-rules\/","url_meta":{"origin":11990,"position":1},"title":"HSBC and Co-op Bank cut mortgage rates as Halifax and Lloyds ease rules","date":"April 15, 2025","format":false,"excerpt":"\r Lenders stepping up mortgage price war in apparent response to financial turmoil sparked by US tariffsUK lenders are stepping up a mortgage price war, with HSBC and the Co-operative Bank announcing fresh rate cuts, and Halifax and Lloyds Bank loosening their affordability rules to enable homebuyers to borrow more.The\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":122585,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lending-strengthens-despite-bank-of-england-base-rate-warning\/","url_meta":{"origin":11990,"position":2},"title":"Mortgage lending strengthens despite Bank of England base rate warning","date":"October 14, 2021","format":false,"excerpt":"\r Mortgage lenders continuing to offer lower interest rates amid price war sparked by stamp duty tax cutA mortgage price war that has brought the cost of monthly payments down over the last year is expected to continue until at least next month despite warnings that lenders\u2019 profit margins could\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":155342,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-guarantee-scheme-due-to-end-with-no-news-on-replacement\/","url_meta":{"origin":11990,"position":3},"title":"UK mortgage guarantee scheme due to end with no news on replacement","date":"June 7, 2025","format":false,"excerpt":"\r More than 53,000 mortgages have been completed using scheme, which encourages lenders to offer up to 95% loansA government scheme to encourage UK lenders to offer 95% mortgages is scheduled to end this month, with no word yet on when its replacement will be launched.The mortgage guarantee scheme went\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":76320,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/housebuyers-benefit-from-profits-squeeze-on-mortgage-lenders\/","url_meta":{"origin":11990,"position":4},"title":"Housebuyers benefit from profits' squeeze on mortgage lenders","date":"January 11, 2018","format":false,"excerpt":"\r Intense competition between lenders means customers have hardly noticed the 0.25% base rate rise, say brokersMortgage borrowers are benefiting from intense competition on the high street following the biggest squeeze on profit margins for two years.The Bank of England reported that in the final three months of 2017, the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":121316,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/halifax-latest-to-slash-mortgage-rate-amid-flurry-of-rate-cutting\/","url_meta":{"origin":11990,"position":5},"title":"Halifax latest to slash mortgage rate amid flurry of rate cutting","date":"August 8, 2021","format":false,"excerpt":"\r Mortgage lender launches deal at 0.83% for those wishing to take out loan worth up to 60% of home valueHalifax has fired the latest salvo in the price war between mortgage lenders with the launch of a two-year fixed-rate deal priced at 0.83%.The announcement of the ultra-low rate, which\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/11990"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=11990"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/11990\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=11990"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=11990"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=11990"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}