{"id":11986,"date":"2011-09-05T21:08:58","date_gmt":"2011-09-05T14:08:58","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-100-mortgage-is-back-if-your-relatives-will-lend-a-hand\/"},"modified":"2016-05-05T04:39:11","modified_gmt":"2016-05-04T21:39:11","slug":"the-100-mortgage-is-back-if-your-relatives-will-lend-a-hand","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-100-mortgage-is-back-if-your-relatives-will-lend-a-hand\/","title":{"rendered":"The 100% mortgage is back \u2026 if your relatives will lend a hand"},"content":{"rendered":"<p>&#013;<br \/>\nAldermore&#8217;s 100% home loan is available if a family member is willing to guarantee any borrowing above 75%A mortgage offering homebuyers the chance to borrow 100% of the cost of their property has been launched by Aldermore bank.The Family Guarantee Mortgage is the first home loan available to buyers without a deposit since the credit crunch. However, the deal, which is available to first-time buyers and movers, has an interest rate of 6.48% and borrowers must find a relative willing to guarantee any borrowing above 75%. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.theguardian.com\/money\/2011\/sep\/05\/100-per-cent-mortgage-aldermore\" target=\"_blank\">The 100% mortgage is back \u2026 if your relatives will lend a hand<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Aldermore&#8217;s 100% home loan is available if a family member is willing to guarantee any&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-11986","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-37k","jetpack-related-posts":[{"id":133071,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/government-extends-generation-buy-mortgage-guarantee\/","url_meta":{"origin":11986,"position":0},"title":"Government extends \u2018generation buy\u2019 mortgage guarantee","date":"December 20, 2022","format":false,"excerpt":"\r Scheme to help first-time buyers on to property ladder has been used by more than 24,000 households across UKThe government is extending the mortgage guarantee scheme, which helps buyers with small deposits get on the property ladder as higher borrowing costs threaten to put the brakes on the UK\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":103408,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/lloyds-unveils-100-mortgage-for-first-time-buyers\/","url_meta":{"origin":11986,"position":1},"title":"Lloyds unveils 100% mortgage for first-time buyers","date":"January 28, 2019","format":false,"excerpt":"\r Purchasers need no deposit if family can back the loan by moving 10% of price into bank\u2019s saver accountBritain\u2019s biggest lender is to offer 100% mortgages to first-time buyers in a return to lending last seen before the financial crash \u2013 but only if the buyer has family that\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":6302,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-scheme-needs-replacement-before-it-ends-warn-mortgage-lenders\/","url_meta":{"origin":11986,"position":2},"title":"Help-to-buy scheme needs replacement before it ends, warn mortgage lenders","date":"March 5, 2015","format":false,"excerpt":"\r Failure to replace mortgage guarantee scheme, which is due to end in 2016, would hit first-time buyers and competition in housing market, says IMLAFailure to replace the help-to-buy mortgage guarantee scheme when it comes to an end next year will choke off competition and push the first-time buyer market\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8110,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/saudi-central-bank-raises-home-buyers-loan-to-value-limit-to-85\/","url_meta":{"origin":11986,"position":3},"title":"Saudi central bank raises home buyers&#039; loan-to-value limit to 85%","date":"March 16, 2016","format":false,"excerpt":"\r \r Saudi Arabia's central bank will allow mortgage companies to supply a greater share of funding for home purchases, raising the maximum permitted contribution to 85 per cent from 70 per cent of the value of the house, it said on Tuesday.The change is part of a series of\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":103412,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-100-mortgage-is-back-is-it-worth-the-risk\/","url_meta":{"origin":11986,"position":4},"title":"The 100% mortgage is back \u2013 is it worth the risk?","date":"January 28, 2019","format":false,"excerpt":"\r A new mortgage from Lloyds Bank lets first-time buyers borrow the entire cost of their new home. But this isn\u2019t a return to the pre-financial crash lending frenzyIt is a 100% mortgage but not, thank goodness, as we once knew them. Lloyds Bank\u2019s new Lend a Hand mortgage offers\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":52628,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/low-rates-tight-margins-the-mortgage-market-looks-worryingly-familiar\/","url_meta":{"origin":11986,"position":5},"title":"Low rates, tight margins: the mortgage market looks worryingly familiar","date":"April 23, 2017","format":false,"excerpt":"\r Eye-catching new loan deals are attracting first-time buyers in larger numbers: but the parallels with 2007 are growing increasingly uncomfortableOne way to help homebuyers overcome the affordability gap is to cut the cost of borrowing. At a time when the mortgage loan-to-income ratio is back at 2007 levels, homebuyers\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/11986"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=11986"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/11986\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=11986"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=11986"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=11986"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}