{"id":11968,"date":"2016-05-04T20:06:30","date_gmt":"2016-05-04T13:06:30","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/barclays-100-mortgage-how-much-does-it-really-help-homebuyers\/"},"modified":"2016-05-04T20:13:28","modified_gmt":"2016-05-04T13:13:28","slug":"barclays-100-mortgage-how-much-does-it-really-help-homebuyers","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/barclays-100-mortgage-how-much-does-it-really-help-homebuyers\/","title":{"rendered":"Barclays 100% mortgage: how much does it really help homebuyers?"},"content":{"rendered":"


\nThe no-deposit deal requires relatives to put up funds or act as guarantors, and all parties to take a tough affordability testThe launch of the Barclays 100% mortgage brings the number of products aimed at borrowers who do not have a deposit to its highest since the financial crash. But, while would-be first-time buyers may be skimming the pages of Rightmove with new-found enthusiasm, there will be many who still can\u2019t get their hands on a loan. The new breed of 100% loans comes with strings \u2013 or rather parents \u2013 attached.Borrowers who don\u2019t have a deposit have been able to choose between a handful of other lenders for some time. Challenger bank Aldermore launched a 100% loan in 2011, and several small building societies have followed. But we are nowhere near the market seen in the runup to the credit crisis: financial information firm Moneyfacts says there are now eight 100% mortgage deals to choose from, compared with 238 in August 2007. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Barclays 100% mortgage: how much does it really help homebuyers?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The no-deposit deal requires relatives to put up funds or act as guarantors, and all...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-11968","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-372","jetpack-related-posts":[{"id":11940,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/barclays-offers-0-deposit-mortgage-to-home-buyers\/","url_meta":{"origin":11968,"position":0},"title":"Barclays offers 0% deposit mortgage to home buyers","date":"May 4, 2016","format":false,"excerpt":"\r British high street bank is also increasing the multiple of earnings against which people can borrow on its \u2018family springboard\u2019 mortgageThe no-deposit mortgage has returned, with Barclays removing the need for buyers to put down any deposit when buying a home using its \u201cfamily springboard\u201d mortgage.The deal had previously\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11972,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/barclays-launches-lowest-ever-10-year-fixed-rate-mortgage\/","url_meta":{"origin":11968,"position":1},"title":"Barclays launches lowest ever 10-year fixed-rate mortgage","date":"January 7, 2015","format":false,"excerpt":"\r Latest salvo in mortgage war is good news for buyers and professionals as property market dipsBarclays has fired the latest salvo in a new mortgage price war by launching the lowest ever 10-year fixed-rate loanThe mortgage, which is available from 8 January and comes with a \u00a3999 fee, allows\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":84166,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/barclays-agrees-2bn-fine-in-us-for-mortgage-misselling\/","url_meta":{"origin":11968,"position":2},"title":"Barclays agrees $2bn fine in US for mortgage misselling","date":"March 29, 2018","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Barclays agrees bn fine in US for mortgage misselling","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":147270,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/barclays-delayed-porting-our-mortgage-but-we-still-have-to-pay-13000\/","url_meta":{"origin":11968,"position":3},"title":"Barclays delayed porting our mortgage but we still have to pay \u00a313,000","date":"October 2, 2024","format":false,"excerpt":"\r We were in danger of our chain collapsing as it took so long over the paperwork and we had to find an alternativeWe recently moved house and wanted to port our Barclays mortgage, but it took so long over the paperwork that our chain looked set to collapse, so\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":38909,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/us-sues-barclays-over-alleged-mortgage-securities-fraud\/","url_meta":{"origin":11968,"position":4},"title":"US sues Barclays over alleged mortgage securities fraud","date":"December 23, 2016","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...US sues Barclays over alleged mortgage securities fraud","rel":"","context":"In "Property 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