{"id":117832,"date":"2020-07-16T11:00:21","date_gmt":"2020-07-16T04:00:21","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-ltv-player\/"},"modified":"2020-07-16T11:03:48","modified_gmt":"2020-07-16T04:03:48","slug":"mortgage-lenders-ltv-player","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-ltv-player\/","title":{"rendered":"Mortgage lenders: LTV player"},"content":{"rendered":"


\nNationwide has been too quick to reintroduce risky loans to first-time buyers in UK
\n
\nSource : ft.com
\nRead more…Mortgage lenders: LTV player<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Nationwide has been too quick to reintroduce risky loans to first-time buyers in UK ...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-117832","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-uEw","jetpack-related-posts":[{"id":6302,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-scheme-needs-replacement-before-it-ends-warn-mortgage-lenders\/","url_meta":{"origin":117832,"position":0},"title":"Help-to-buy scheme needs replacement before it ends, warn mortgage lenders","date":"March 5, 2015","format":false,"excerpt":"\r Failure to replace mortgage guarantee scheme, which is due to end in 2016, would hit first-time buyers and competition in housing market, says IMLAFailure to replace the help-to-buy mortgage guarantee scheme when it comes to an end next year will choke off competition and push the first-time buyer market\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":93257,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/govt-cools-property-market-with-higher-absd-rates-tighter-ltv-limits\/","url_meta":{"origin":117832,"position":1},"title":"Govt cools property market with higher ABSD rates, tighter LTV limits","date":"July 6, 2018","format":false,"excerpt":"\r Buyers rushing to submit their cheques at Riverfront Residences before the 12am deadline to avoid the revised ABSD rates. (Photo: Jeanice Ong) The government has raised the Additional Buyer\u2019s Stamp Duty (ABSD) rates and tightened the Loan-to-Value (LTV) limits on residential property purchases, in a bid \u201cto cool the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2018\/07\/Adjustments-to-ABSD-rates.jpg?fit=1000%2C562&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":111782,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-home-borrowers-must-read-the-fine-print-as-the-devil-is-in-the-details-of-hong-kongs-relaxed-mortgage-entitlements\/","url_meta":{"origin":117832,"position":2},"title":"First-home borrowers must read the fine print as the devil is in the details of Hong Kong\u2019s relaxed mortgage entitlements","date":"October 22, 2019","format":false,"excerpt":"\r The Hong Kong government announced last Wednesday to relax the cap on the property value eligible for a mortgage loan with a maximum cover of 80 per cent loan-to-value (LTV) ratio from HK$6 million to HK$10 million (US$1.27 million). For mortgage loans up to 90 per cent LTV ratio\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":107726,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-own-a-property-can-i-get-a-deal-if-i-buy-another-with-a-friend\/","url_meta":{"origin":117832,"position":3},"title":"I own a property \u2013\u00a0can I get a deal if I buy another with a friend?","date":"June 3, 2019","format":false,"excerpt":"\r He\u2019s a first-time buyer and we\u2019re hoping to get a better mortgage and pay less stamp dutyQ I am really hoping you could give me some advice. I am currently based in London throughout the week and spend most weekends in Nottingham where I recently bought a property as\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":115168,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/halifax-withdraws-majority-of-mortgages\/","url_meta":{"origin":117832,"position":4},"title":"Halifax withdraws majority of mortgages","date":"March 26, 2020","format":false,"excerpt":"\r Lender flooded with requests for payment holidays while valuers unable to inspect properties due to coronavirusCoronavirus \u2013 latest updatesSee all our coronavirus coverageHalifax, the UK\u2019s biggest mortgage lender, has withdrawn the majority of its mortgage range, including all first-time buyer loans, citing a lack of \u201cprocessing resource\u201d.In a message\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":27235,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/struggling-to-get-on-the-housing-ladder-why-not-buy-with-friends\/","url_meta":{"origin":117832,"position":5},"title":"Struggling to get on the housing ladder? Why not buy with friends","date":"September 26, 2016","format":false,"excerpt":"\r If you\u2019re prepared to share, then two incomes \u2013 or even more \u2013 can get you on to the property ladder. But make sure you get all the details agreed in writingFor the single home buyer, the prospects for getting on the property ladder are not encouraging. 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