{"id":117790,"date":"2020-07-14T02:13:03","date_gmt":"2020-07-13T19:13:03","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/you-might-have-a-tough-time-getting-a-jumbo-mortgage-during-pandemic-heres-what-to-expect\/"},"modified":"2020-07-14T03:05:48","modified_gmt":"2020-07-13T20:05:48","slug":"you-might-have-a-tough-time-getting-a-jumbo-mortgage-during-pandemic-heres-what-to-expect","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/you-might-have-a-tough-time-getting-a-jumbo-mortgage-during-pandemic-heres-what-to-expect\/","title":{"rendered":"You might have a tough time getting a 'jumbo mortgage' during pandemic. Here's what to expect"},"content":{"rendered":"


\nBanks and lenders remain more cautious about making loans for home purchases or mortgage refinances that are higher than the government limits for so-called conforming loans. Here’s how to find a “jumbo” loan and what the requirements may be.
\n
\nSource : cnbc.com
\nRead more…You might have a tough time getting a ‘jumbo mortgage’ during pandemic. Here’s what to expect<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Banks and lenders remain more cautious about making loans for home purchases or mortgage refinances...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-117790","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-uDQ","jetpack-related-posts":[{"id":64413,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-volume-stuck-for-second-straight-week-but-jumbo-loans-get-cheaper\/","url_meta":{"origin":117790,"position":0},"title":"Mortgage volume stuck for second straight week, but jumbo loans get cheaper","date":"August 23, 2017","format":false,"excerpt":"\r Both homeowners and homebuyers seem unimpressed by the lowest mortgage interest rates of the year.\r \r Source : cnbc.com\r Read more...Mortgage volume stuck for second straight week, but jumbo loans get cheaper","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136487,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-demand-drops-as-bank-failures-hit-jumbo-loan-rates\/","url_meta":{"origin":117790,"position":1},"title":"Mortgage demand drops as bank failures hit jumbo loan rates","date":"May 3, 2023","format":false,"excerpt":"\r Mortgage demand dropped last week despite a slight easing in interest rates, while trouble in the banking sector makes jumbo loans more expensive.\r \r Source : cnbc.com\r Read more...Mortgage demand drops as bank failures hit jumbo loan rates","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":101636,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/new-mortgage-deal-offers-a-massive-six-times-income\/","url_meta":{"origin":117790,"position":2},"title":"New mortgage deal offers a massive six times income","date":"November 24, 2018","format":false,"excerpt":"\r Darlington launches loan aimed at professionals in wake of Clydesdale\u2019s \u2018monster\u2019 offerYou might have thought jumbo-sized home loans were a thing of the past, but this week saw the launch of a mortgage that lets people borrow up to six times their income.The Professionals Mortgage has been launched by\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":94379,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-monster-mortgage-is-back-is-it-a-risk\/","url_meta":{"origin":117790,"position":3},"title":"The \u2018monster\u2019 mortgage is back \u2013 is it a risk?","date":"July 21, 2018","format":false,"excerpt":"\r A leading bank has begun offering first-time buyers loans of 5.5 times their income \u2013 and they only need a tiny depositAfter the financial crash struck in 2008, loans to first-time buyers were immediately slashed. There would be no more jumbo-sized mortgages of five times income or more. There\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":117706,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/wells-fargo-tells-new-clients-they-need-1-million-in-balances-for-certain-mortgage-refinancings\/","url_meta":{"origin":117790,"position":4},"title":"Wells Fargo tells new clients they need $1 million in balances for certain mortgage refinancings","date":"July 9, 2020","format":false,"excerpt":"\r The move shows how Wells Fargo, the largest U.S. mortgage lender and biggest player in jumbo mortgages, is operating under the dual pressures of the coronavirus pandemic and a Federal Reserve cap on its balance sheet.\r \r Source : cnbc.com\r Read more...Wells Fargo tells new clients they need million\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":102862,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/four-in-10-uk-first-time-buyers-will-retire-with-mortgages-fca-warns\/","url_meta":{"origin":117790,"position":5},"title":"Four in 10 UK first-time buyers will retire with mortgages, FCA warns","date":"January 11, 2019","format":false,"excerpt":"\r Loans lasting up to 40 years can leave buyers unable to save for pension, say regulatorsFirst-time buyers are taking out jumbo loans on longer terms that will leave four in 10 borrowers paying off their mortgage well into retirement, regulators have warned.The Financial Conduct Authority (FCA) found that 40%\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/117790"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=117790"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/117790\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=117790"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=117790"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=117790"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}