{"id":117768,"date":"2020-07-13T13:00:03","date_gmt":"2020-07-13T06:00:03","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-buy-a-house-in-my-name-but-put-my-partner-on-the-mortgage\/"},"modified":"2020-07-13T13:04:28","modified_gmt":"2020-07-13T06:04:28","slug":"can-i-buy-a-house-in-my-name-but-put-my-partner-on-the-mortgage","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-buy-a-house-in-my-name-but-put-my-partner-on-the-mortgage\/","title":{"rendered":"Can I buy a house in my name but put my partner on the mortgage?"},"content":{"rendered":"


\nI\u2019m worried we won\u2019t be eligible for the stamp duty cut as my fiance owns a flat he can\u2019t sellStamp duty: what is it and what has the chancellor changed?Q I live with my fiance, who part-owns a one-bedroom flat in south London through a shared- ownership scheme. He has been trying to sell the flat for two years so that we can buy a house together and start a family. However, due to issues with the fire safety of the insulation in the development, he is unable to sell the flat as no banks will lend a mortgage on the property.The housing association with which he co-owns the property has said that he can sub-let the flat, so we can move out, then sell the property once the work to replace the insulation is finished (this has no date yet and we suspect it may take years, not months). However, this would mean that he is technically buying a second home, so we wouldn\u2019t be eligible for the new cut to stamp duty. Our budget is already tight as we don\u2019t have the money from the sale of his flat, so this could be the difference between being able to buy another home and not. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Can I buy a house in my name but put my partner on the mortgage?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

I\u2019m worried we won\u2019t be eligible for the stamp duty cut as my fiance owns...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-117768","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-uDu","jetpack-related-posts":[{"id":963,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/does-the-3-stamp-duty-for-second-properties-apply-in-scotland\/","url_meta":{"origin":117768,"position":0},"title":"Does the 3% stamp duty for second properties apply in Scotland?","date":"January 7, 2016","format":false,"excerpt":"\r We might rent out our flat and buy a house, but are unsure if the stamp duty rules apply to our new house even though we\u2019d be living in it Q I live with my wife in a flat in central Glasgow and we\u2019re looking to move somewhere quieter\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":127080,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-sell-my-buy-to-let-flat-or-keep-it\/","url_meta":{"origin":117768,"position":1},"title":"Should I sell my buy-to-let flat or keep it?","date":"June 20, 2022","format":false,"excerpt":"\r It has been a successful rental, but I\u2019ve hardly reduced the loan and I\u2019m worried about remortgagingQ In 2006 I bought a flat on the south coast. 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My solicitor mentioned\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8316,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-want-to-buy-my-son-a-flat-but-i-dont-want-to-lose-my-money\/","url_meta":{"origin":117768,"position":3},"title":"I want to buy my son a flat, but I don't want to lose my money","date":"March 17, 2016","format":false,"excerpt":"\r My home, which I plan to sell, is also my pension so is there a way to purchase a property for him while protecting my cash?Q My son is stuck paying exorbitant rent and can\u2019t ever see himself getting on the London property ladder. I would like to sell\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":113305,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-prisoner-ive-been-told-i-cant-sell-for-years\/","url_meta":{"origin":117768,"position":4},"title":"Mortgage prisoner: \u2018I\u2019ve been told I can\u2019t sell for years\u2019","date":"December 28, 2019","format":false,"excerpt":"\r In the wake of the Grenfell disaster, owners of high-rise apartments are finding their flats are worth zeroHigh-rise flat owners are effectively being told they may not be able to sell up or remortgage for several years unless the new government steps in to sort out a safety row.Those\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":120834,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-paying-off-the-mortgage-on-my-flat-whats-the-best-way-to-buy-a-house\/","url_meta":{"origin":117768,"position":5},"title":"I\u2019m paying off the mortgage on my flat \u2013 what\u2019s the best way to buy a house?","date":"June 7, 2021","format":false,"excerpt":"\r I\u2019m wondering if I should sell my current property, or try to keep it to bring in rental income Q I bought my flat with a mortgage about six years ago, scraping my way in as a first-time buyer just before any of the government\u2019s help-to-buy schemes were available.\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/117768"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=117768"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/117768\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=117768"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=117768"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=117768"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}