{"id":117612,"date":"2020-07-06T23:10:56","date_gmt":"2020-07-06T16:10:56","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/interest-only-mortgages-might-make-sense-in-some-situations-but-beware-the-risks\/"},"modified":"2020-07-07T00:03:22","modified_gmt":"2020-07-06T17:03:22","slug":"interest-only-mortgages-might-make-sense-in-some-situations-but-beware-the-risks","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/interest-only-mortgages-might-make-sense-in-some-situations-but-beware-the-risks\/","title":{"rendered":"'Interest-only' mortgages might make sense in some situations, but beware the risks"},"content":{"rendered":"


\nThese mortgages, which proliferated leading up to the financial crisis of 2008-2009, generally come with stricter standards than in the past. Nevertheless, they still come with risk for the buyer.
\n
\nSource : cnbc.com
\nRead more…‘Interest-only’ mortgages might make sense in some situations, but beware the risks<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

These mortgages, which proliferated leading up to the financial crisis of 2008-2009, generally come with...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-117612","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-uAY","jetpack-related-posts":[{"id":122563,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/beware-giving-lenders-a-stake-in-your-home\/","url_meta":{"origin":117612,"position":0},"title":"Beware giving lenders a stake in your home","date":"October 13, 2021","format":false,"excerpt":"\r Court case over 1990s\u2019 shared appreciation mortgages has lessons for today\r \r Source : ft.com\r Read more...Beware giving lenders a stake in your home","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":163596,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/after-the-fed-cut-interest-rates-adjustable-rate-mortgages-may-be-an-underappreciated-opportunity-top-advisor-says\/","url_meta":{"origin":117612,"position":1},"title":"After the Fed cut interest rates, adjustable-rate mortgages may be 'an underappreciated opportunity,' top advisor says","date":"October 30, 2025","format":false,"excerpt":"\r More buyers are\u00a0turning to adjustable-rate mortgages, which offer lower initial rates than fixed-rate loans. But there are some risks.\r \r Source : cnbc.com\r Read more...After the Fed cut interest rates, adjustable-rate mortgages may be 'an underappreciated opportunity,' top advisor says","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":4732,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/women-warned-to-beware-pregnancy-pitfalls-when-applying-for-a-mortgage\/","url_meta":{"origin":117612,"position":2},"title":"Women warned to beware pregnancy pitfalls when applying for a mortgage","date":"November 22, 2015","format":false,"excerpt":"\r New affordability rules mean some firms will ask questions about changes in incomeNew parents who apply for mortgages from some of the biggest lenders are being asked to prove that they are going back to work before their income can be included in affordability checks.Questions posed by the Observer\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":29245,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/beware-the-pitfalls-that-could-ground-your-airbnb-rental-plans\/","url_meta":{"origin":117612,"position":3},"title":"Beware the pitfalls that could ground your Airbnb rental plans","date":"October 9, 2016","format":false,"excerpt":"\r From breaching leases and mortgages to insurance issues, short-term lets aren\u2019t as simple as you think, says Donna FergusonFor many people, letting a room \u2013 or even an entire home \u2013 on Airbnb is an occasional helpful aid to paying off the mortgage. For others, the home letting website\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138200,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/risks-of-a-uk-housing-crash-rising-by-the-day-as-fixed-rate-mortgage-deals-end\/","url_meta":{"origin":117612,"position":4},"title":"Risks of a UK housing crash rising by the day as fixed-rate mortgage deals end","date":"July 5, 2023","format":false,"excerpt":"\r The tipping point for the economy could come if fixed-rate mortgages rise above 7%All things considered, Britain\u2019s housing market has held up pretty well so far in the face of a relentless rise in borrowing costs that has seen five-year fixed rate mortgages climb above 6%. House prices, according\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":127510,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fifty-year-home-loans-would-get-more-on-ladder-but-come-with-risks\/","url_meta":{"origin":117612,"position":5},"title":"Fifty-year home loans would get more on ladder but come with risks","date":"July 2, 2022","format":false,"excerpt":"\r Analysis: longer mortgages would unlock the bind many renters find themselves in but could be expensiveA 50-year home loan might sound depressing to some, but perhaps not if the alternative is never being able to buy a property. Long-term fixed-rate mortgages are an emerging financial product that should in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/117612"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=117612"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/117612\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=117612"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=117612"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=117612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}