{"id":117086,"date":"2020-06-12T13:00:14","date_gmt":"2020-06-12T06:00:14","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/englands-first-time-buyers-with-10-deposit-struggle-to-find-mortgage\/"},"modified":"2020-06-12T13:04:35","modified_gmt":"2020-06-12T06:04:35","slug":"englands-first-time-buyers-with-10-deposit-struggle-to-find-mortgage","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/englands-first-time-buyers-with-10-deposit-struggle-to-find-mortgage\/","title":{"rendered":"England&#039;s first-time buyers with 10% deposit struggle to find mortgage"},"content":{"rendered":"<p>&#013;<br \/>\nMore and more lenders halt such deals despite the English housing market reopening First-time buyers in England are being locked out of the recently reopened housing market because there are hardly any mortgages available to those who can only manage a 10% deposit, it emerged this week.Mortgage lenders have been busy pulling home loan deals catering for those homebuyers looking to borrow 90% or more of the property\u2019s value, with some saying they simply could not cope with the unprecedented demand. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2020\/jun\/12\/england-first-time-buyers-with-10-per-cent-deposit-struggle-to-find-mortgage\" target=\"_blank\">England&#8217;s first-time buyers with 10% deposit struggle to find mortgage<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; More and more lenders halt such deals despite the English housing market reopening First-time buyers&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-117086","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-usu","jetpack-related-posts":[{"id":117206,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nationwide-triples-minimum-deposit-for-uk-first-time-buyers\/","url_meta":{"origin":117086,"position":0},"title":"Nationwide triples minimum deposit for UK first-time buyers","date":"June 17, 2020","format":false,"excerpt":"\r Mortgage lender sets 15% level to help protect customers from negative equityCoronavirus \u2013 latest updatesSee all our coronavirus coverageOne of Britain\u2019s biggest mortgage lenders, Nationwide, is to triple the minimum deposit that first-time buyers must put down as it braces itself for falling house prices and the possible return\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":124673,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/chinas-housing-market-gets-lifelines-as-cities-lenders-ease-down-payment-and-financing-to-arrest-slump\/","url_meta":{"origin":117086,"position":1},"title":"China\u2019s housing market gets lifelines as cities, lenders ease down payment and financing to arrest slump","date":"February 23, 2022","format":false,"excerpt":"\r More mainland Chinese cities are taking steps to shore up the property market as local governments and lenders eased the requirements on down payments and mortgage financing to arrest the worst slump in home sales in a decade.In Heze, a city in northern Shandong province, four major banks have\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":5420,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/warning-as-homebuyers-stretch-to-get-on-and-up-the-housing-ladder\/","url_meta":{"origin":117086,"position":2},"title":"Warning as homebuyers stretch to get on and up the housing ladder","date":"February 22, 2016","format":false,"excerpt":"\r The Council of Mortgage Lenders says increase in mortgages of more than 25 years is mostly due to difficulty of keeping up with rising house pricesMore first-time buyers and home movers than ever before took out mortgages for longer than 25 years in 2015, as rising house prices made\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":117076,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-retreat-from-first-time-buyers-with-low-deposits\/","url_meta":{"origin":117086,"position":3},"title":"Mortgage lenders retreat from first-time buyers with low deposits","date":"June 12, 2020","format":false,"excerpt":"\r Providers pull deals after a \u2018tidal wave of business\u2019 for riskier home loans\r \r Source : ft.com\r Read more...Mortgage lenders retreat from first-time buyers with low deposits","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":122585,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lending-strengthens-despite-bank-of-england-base-rate-warning\/","url_meta":{"origin":117086,"position":4},"title":"Mortgage lending strengthens despite Bank of England base rate warning","date":"October 14, 2021","format":false,"excerpt":"\r Mortgage lenders continuing to offer lower interest rates amid price war sparked by stamp duty tax cutA mortgage price war that has brought the cost of monthly payments down over the last year is expected to continue until at least next month despite warnings that lenders\u2019 profit margins could\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":117788,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nationwide-to-offer-low-deposit-mortgages-after-stamp-duty-move\/","url_meta":{"origin":117086,"position":5},"title":"Nationwide to offer low-deposit mortgages after stamp duty move","date":"July 14, 2020","format":false,"excerpt":"\r Society reverses June decision following announcement of tax holiday on certain homesNationwide building society has returned to the high loan-to-value mortgage market, cutting the deposits it requests from first-time buyers following last week\u2019s announcement of a stamp duty holiday.But in a sign that lenders are uncertain about the direction\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/117086"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=117086"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/117086\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=117086"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=117086"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=117086"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}