{"id":117076,"date":"2020-06-12T10:00:51","date_gmt":"2020-06-12T03:00:51","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-retreat-from-first-time-buyers-with-low-deposits\/"},"modified":"2020-06-12T10:08:05","modified_gmt":"2020-06-12T03:08:05","slug":"mortgage-lenders-retreat-from-first-time-buyers-with-low-deposits","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-retreat-from-first-time-buyers-with-low-deposits\/","title":{"rendered":"Mortgage lenders retreat from first-time buyers with low deposits"},"content":{"rendered":"


\nProviders pull deals after a \u2018tidal wave of business\u2019 for riskier home loans
\n
\nSource : ft.com
\nRead more…Mortgage lenders retreat from first-time buyers with low deposits<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Providers pull deals after a \u2018tidal wave of business\u2019 for riskier home loans Source...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-117076","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-usk","jetpack-related-posts":[{"id":52584,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-to-let-slump-puts-first-time-buyers-in-the-drivers-seat\/","url_meta":{"origin":117076,"position":0},"title":"Buy-to-let slump puts first-time buyers in the driver\u2019s seat","date":"April 22, 2017","format":false,"excerpt":"\r Lenders report 42% fall in loans to landlords as tax changes begin to biteBuy-to-let landlords are finally in retreat in the housing market, leaving young adults in a better position to buy a property, according to the latest data from mortgage lenders.The Council of Mortgage Lenders said lending in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11990,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-lenders-launch-mortgage-price-war\/","url_meta":{"origin":117076,"position":1},"title":"Help to Buy lenders launch mortgage price war","date":"January 19, 2014","format":false,"excerpt":"\r Borrowers wanting a 95% mortgage are benefiting from greater competition, as Barclays becomes the latest to enter the marketProspective buyers with small deposits are benefiting from a price war among mortgage lenders, say brokers, after the last of the major high street banks launched its 95% deal under Help\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":155342,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-guarantee-scheme-due-to-end-with-no-news-on-replacement\/","url_meta":{"origin":117076,"position":2},"title":"UK mortgage guarantee scheme due to end with no news on replacement","date":"June 7, 2025","format":false,"excerpt":"\r More than 53,000 mortgages have been completed using scheme, which encourages lenders to offer up to 95% loansA government scheme to encourage UK lenders to offer 95% mortgages is scheduled to end this month, with no word yet on when its replacement will be launched.The mortgage guarantee scheme went\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":122585,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lending-strengthens-despite-bank-of-england-base-rate-warning\/","url_meta":{"origin":117076,"position":3},"title":"Mortgage lending strengthens despite Bank of England base rate warning","date":"October 14, 2021","format":false,"excerpt":"\r Mortgage lenders continuing to offer lower interest rates amid price war sparked by stamp duty tax cutA mortgage price war that has brought the cost of monthly payments down over the last year is expected to continue until at least next month despite warnings that lenders\u2019 profit margins could\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":127090,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-lenders-told-they-can-scrap-affordability-rules-for-buyers\/","url_meta":{"origin":117076,"position":4},"title":"UK mortgage lenders told they can scrap affordability rules for buyers","date":"June 20, 2022","format":false,"excerpt":"\r Bank of England feels other measures will play stronger role in guarding against household debtLenders will no longer have to check whether homeowners could afford mortgage payments at higher interest rates after the Bank of England ditched rules originally designed to avoid another 2007-style credit crunch.The rules, introduced in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":117788,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nationwide-to-offer-low-deposit-mortgages-after-stamp-duty-move\/","url_meta":{"origin":117076,"position":5},"title":"Nationwide to offer low-deposit mortgages after stamp duty move","date":"July 14, 2020","format":false,"excerpt":"\r Society reverses June decision following announcement of tax holiday on certain homesNationwide building society has returned to the high loan-to-value mortgage market, cutting the deposits it requests from first-time buyers following last week\u2019s announcement of a stamp duty holiday.But in a sign that lenders are uncertain about the direction\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/117076"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=117076"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/117076\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=117076"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=117076"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=117076"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}