{"id":116259,"date":"2020-05-12T11:00:18","date_gmt":"2020-05-12T04:00:18","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-property-agents-face-ethical-duty-advising-clients-on-bank-valuation-mortgage-financing-margin\/"},"modified":"2020-05-12T11:29:17","modified_gmt":"2020-05-12T04:29:17","slug":"hong-kong-property-agents-face-ethical-duty-advising-clients-on-bank-valuation-mortgage-financing-margin","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-property-agents-face-ethical-duty-advising-clients-on-bank-valuation-mortgage-financing-margin\/","title":{"rendered":"Hong Kong property agents face ethical duty advising clients on bank valuation, mortgage financing margin"},"content":{"rendered":"


\nProperty transactions in Hong Kong\u2019s primary and secondary markets have been declining due to the coronavirus pandemic, and the prospect of a near-term revival is not promising.As property prices often fluctuate in an unstable market environment, so too do a bank\u2019s property valuation and in turn the amount of an eligible mortgage loan.While some buyers of first-hand residential properties would choose to pay the purchase price upon completion of the property development at a future date, they\u2026
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\nSource : South China Morning Post
\nRead more…Hong Kong property agents face ethical duty advising clients on bank valuation, mortgage financing margin<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Property transactions in Hong Kong\u2019s primary and secondary markets have been declining due to the...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-116259","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-uf9","jetpack-related-posts":[{"id":113340,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/november-rise-in-hong-kong-used-home-prices-proves-to-be-short-lived\/","url_meta":{"origin":116259,"position":0},"title":"November rise in Hong Kong used home prices proves to be short-lived","date":"December 31, 2019","format":false,"excerpt":"\r The prices of lived-in Hong Kong homes rose in November after five months of declines, the city\u2019s Rating and Valuation Department said on Tuesday.But the 1.78 per cent increase, driven largely by a relaxation in the city\u2019s mortgage policy, has proved to be short-lived, property agents said after December\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":29349,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/plot-twist-hong-kong-property-prices-may-not-fall-this-year\/","url_meta":{"origin":116259,"position":1},"title":"Plot twist: Hong Kong property prices may not fall this year","date":"October 10, 2016","format":false,"excerpt":"\r In fact, prices in the Chinese SAR could rise in 2017 Tourist tram at the Peak, Hong Kong. ESB Professional\/Shutterstock Contrary to expectations,\u00a0Hong Kong home values may\u00a0not head downward in the last months of the year. If anything, they are set for a decent lift\u00a0in 2017, according to some\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":114515,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-is-poised-for-another-real-estate-crisis-as-falling-home-prices-drive-more-mortgage-borrowers-into-negative-equity\/","url_meta":{"origin":116259,"position":2},"title":"Hong Kong is poised for another real estate crisis as falling home prices drive more mortgage borrowers into negative equity","date":"February 25, 2020","format":false,"excerpt":"\r Hong Kong\u2019s commercial banks are cutting their valuations of mortgaged homes as they bow to the double whammy impact of a viral epidemic with months of anti-government protests, in a move that could drive even more borrowers into negative equity and provoke panic selling.The weekly Centa Valuation Index (CVI)\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":108842,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/two-hong-kong-banks-cut-valuation-of-used-homes-as-civic-unrest-threatens-to-knock-property-bull-run-off-its-footing\/","url_meta":{"origin":116259,"position":3},"title":"Two Hong Kong banks cut valuation of used homes as civic unrest threatens to knock property bull run off its footing","date":"July 9, 2019","format":false,"excerpt":"\r Two of Hong Kong\u2019s biggest commercial banks have cut their valuation of pre-owned homes in several housing estates in anticipation of declining prices, after the city was rocked over the past month by a record number of street protests.HSBC and Bank of China (Hong Kong), two of the city\u2019s\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":31540,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kongs-land-prices-likely-to-continue-on-upward-trend-jlls-lau-chun-kong-says\/","url_meta":{"origin":116259,"position":4},"title":"Hong Kong\u2019s land prices likely to continue on upward trend, JLL\u2019s Lau Chun-kong says","date":"October 25, 2016","format":false,"excerpt":"\r Lau Chun-kong, head of valuation advisory services and international director of JLL, has more than 29 years of property experience in Hong Kong, China and the Asian region. Lau has a wide breath of experience in valuation, real estate consultancy and investment sales. He also has a number of\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":75661,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/supply-of-new-flats-in-hong-kong-to-more-than-meet-demand-this-year-but-concerns-remain-on-the-horizon\/","url_meta":{"origin":116259,"position":5},"title":"Supply of new flats in Hong Kong to more than meet demand this year, but concerns remain on the horizon","date":"January 3, 2018","format":false,"excerpt":"\r Property buyers in Hong Kong will have plenty of choices this year as total supply of new flats will touch 35,000, with small units widely tipped to do well, despite rising prices and an anticipated increase in mortgage rates, according to market watchers. \u201cFlats costing less than HK$6 million\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/116259"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=116259"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/116259\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=116259"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=116259"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=116259"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}