{"id":116047,"date":"2020-05-04T13:00:15","date_gmt":"2020-05-04T06:00:15","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/ask-the-experts-home-buying-how-can-we-do-the-splits-on-our-mortgage\/"},"modified":"2020-05-04T13:13:24","modified_gmt":"2020-05-04T06:13:24","slug":"ask-the-experts-home-buying-how-can-we-do-the-splits-on-our-mortgage","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/ask-the-experts-home-buying-how-can-we-do-the-splits-on-our-mortgage\/","title":{"rendered":"Ask the experts: home buying | How can we 'do the splits' on our mortgage?"},"content":{"rendered":"


\nTechnically, I own 63.5% of our maisonette and my boyfriend owns 36.5%. But his family gave us a new kitchen. Should I recoup the exact sum I put in?Q I appreciate it\u2019s an unusual time to be concerned with mortgage splits, but my boyfriend and I bought a house more than a year ago and we still haven\u2019t drafted a deed of trust. With all the uncertainties at the moment, we agree now is a good time \u2013 we just need to agree on the terms.We bought a maisonette that needed a lot of work. I had the deposit from my savings (27%), we split the mortgage equally, and he\u2019s worked hard renovating the place. He\u2019s freelance, which was of course his choice, but I do appreciate this has probably eaten into his earnings. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Ask the experts: home buying | How can we ‘do the splits’ on our mortgage?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Technically, I own 63.5% of our maisonette and my boyfriend owns 36.5%. But his family...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-116047","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-ubJ","jetpack-related-posts":[{"id":11478,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-haggled-over-a-desirable-maisonette-and-won-but-its-a-hollow-victory\/","url_meta":{"origin":116047,"position":0},"title":"I haggled over a desirable maisonette and won \u2026 but it's a hollow victory","date":"April 27, 2016","format":false,"excerpt":"\r Playing hardball didn\u2019t work, but now I am told that even when the vendor has accepted the offer the estate agent can still send higher offers They say you have a feeling or you just know when you have found the place you want to call home. Stepping into\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":118317,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/local-dj-dennis-chew-acquires-a-maisonette-for-500000\/","url_meta":{"origin":116047,"position":1},"title":"Local DJ Dennis Chew acquires a maisonette for $500,000","date":"August 21, 2020","format":false,"excerpt":"\r Photo:\u00a0instagram.com\/denniszhouchongqing Local radio DJ Dennis Chew recently acquired a maisonette for $500,000, after spending seven long years finding the right place, as reported by AsiaOne.\u00a0 \u201cI\u2019ve been looking for seven years and I like houses that are very bright and this is the perfect one,\u201d he told AsiaOne over\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":169,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-buying-a-flat-with-my-boyfriend-how-do-we-split-ownership-fairly\/","url_meta":{"origin":116047,"position":2},"title":"I'm buying a flat with my boyfriend \u2013 how do we split ownership fairly?","date":"December 3, 2015","format":false,"excerpt":"\r I am putting down a big deposit and he is taking out a mortgage, but we can\u2019t agree on how to calculate what percentage of the property we will both ownQ My boyfriend and I are going to buy a flat together. The purchase price of the flat is\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":147434,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-was-told-to-pay-212000-property-owners-face-huge-bills-when-lease-is-due-to-expire\/","url_meta":{"origin":116047,"position":3},"title":"\u2018I was told to pay \u00a3212,000\u2019: property owners face huge bills when lease is due to expire","date":"October 19, 2024","format":false,"excerpt":"\r Those unaware of how the system works can be left stumping up thousands despite paying off a mortgageIcylyn Goddard, 86, has lived in her maisonette in Wembley, north London, for more than 40 years. She finished paying off the mortgage on it 20 years ago, but still does not\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":120995,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-should-a-deed-of-trust-be-set-up-in-case-a-couple-splits-up-after-buying-a-flat\/","url_meta":{"origin":116047,"position":4},"title":"How should a deed of trust be set up in case a couple splits up after buying a flat?","date":"July 12, 2021","format":false,"excerpt":"\r My son wants to buy a flat with his girlfriend and has \u00a3280,000 for a deposit while she has \u00a320,000Q My son wishes to buy a flat with his girlfriend. He has approximately \u00a3280,000 in cash to put down as a deposit and she has \u00a320,000. I have also\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":106091,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-buying-a-house-with-my-boyfriend-is-10-a-fair-share-of-the-equity\/","url_meta":{"origin":116047,"position":5},"title":"I'm buying a house with my boyfriend \u2013\u00a0is 10% a fair share of the equity?","date":"April 15, 2019","format":false,"excerpt":"\r I\u2019m making a cash contribution to the purchase and paying half the mortgageQ My boyfriend is buying a house and I plan to make a cash contribution towards its purchase. 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