{"id":115754,"date":"2020-04-21T06:20:30","date_gmt":"2020-04-20T23:20:30","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/covid-19-coronavirus-reserve-bank-proposes-to-axe-loan-to-value-ratios\/"},"modified":"2020-04-21T07:33:51","modified_gmt":"2020-04-21T00:33:51","slug":"covid-19-coronavirus-reserve-bank-proposes-to-axe-loan-to-value-ratios","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/covid-19-coronavirus-reserve-bank-proposes-to-axe-loan-to-value-ratios\/","title":{"rendered":"Covid-19 coronavirus: Reserve Bank proposes to axe loan-to-value ratios"},"content":{"rendered":"


\nThe Reserve Bank of New Zealand is proposing to remove loan-to-valuation restrictions on mortgage lending as Covid-19 wreaks havoc on the economy.”This move will help banks to keep lending to support customers, including with mortgage…
\n
\nSource : nzherald.co.nz\/Property
\nRead more…Covid-19 coronavirus: Reserve Bank proposes to axe loan-to-value ratios<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

The Reserve Bank of New Zealand is proposing to remove loan-to-valuation restrictions on mortgage lending...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-115754","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-u70","jetpack-related-posts":[{"id":120240,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/house-prices-reserve-bank-hits-go-on-tough-new-loan-to-value-ratios-warns-of-housing-correction\/","url_meta":{"origin":115754,"position":0},"title":"House prices: Reserve Bank hits go on tough new loan-to-value ratios, warns of housing correction","date":"February 9, 2021","format":false,"excerpt":"\r The Reserve Bank has warned that the overheated housing market is at growing risk of a correction and it will re-introduce loan-to-value ratio (LVR) rules at the tougher end of expectations.The rules mean most investors will be...\r \r Source : nzherald.co.nz\/Property\r Read more...House prices: Reserve Bank hits go on\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":73207,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/loan-to-value-ratios-have-done-their-job-valuer\/","url_meta":{"origin":115754,"position":1},"title":"Loan-to-value ratios have done their job: valuer","date":"November 29, 2017","format":false,"excerpt":"\r An Auckland valuation expert is backing the Reserve Bank's plan to relax lending restrictions which he says have already taken the heat out of the property market.Mark Davidson, a valuer with Takapuna-based Opteon, said his business...\r \r Source : nzherald.co.nz\/Property\r Read more...Loan-to-value ratios have done their job: valuer","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15162,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/government-reserve-bank-begin-talks-on-debt-to-income-ratios\/","url_meta":{"origin":115754,"position":2},"title":"Government, Reserve Bank begin talks on debt-to-income ratios","date":"June 2, 2016","format":false,"excerpt":"\r The Government has begun discussions with the Reserve Bank about income-related restrictions on mortgage lending, Finance Minister Bill English has confirmed.The central bank last month said it was \"seriously considering\" debt-to-income...\r \r Source : nzherald.co.nz\/Property\r Read more...Government, Reserve Bank begin talks on debt-to-income ratios","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":119319,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/housing-market-bnz-joins-rush-to-put-brakes-on-investors\/","url_meta":{"origin":115754,"position":3},"title":"Housing market: BNZ joins rush to put brakes on investors","date":"November 24, 2020","format":false,"excerpt":"\r BNZ has joined ASB and ANZ in moving to introduce loan value restrictions on investor lending, ahead of new Reserve Bank rules due in March.BNZ announced today it was returning to its pre-Covid-19 home lending loan-to-value (LVR)...\r \r Source : nzherald.co.nz\/Property\r Read more...Housing market: BNZ joins rush to put\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":58076,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/home-loan-limit-too-late\/","url_meta":{"origin":115754,"position":4},"title":"Home loan limit too late","date":"June 16, 2017","format":false,"excerpt":"\r Property Institute CEO Ashley Church says debt-to-income limits on mortgage lending have the \"potential to do significant damage to the Auckland housing market and the wider New Zealand economy\".Last week the Reserve Bank proposed...\r \r Source : nzherald.co.nz\/Property\r Read more...Home loan limit too late","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":12920,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/brian-fallow-debt-monster-keeps-on-growing\/","url_meta":{"origin":115754,"position":5},"title":"Brian Fallow: Debt monster keeps on growing","date":"May 13, 2016","format":false,"excerpt":"\r The Reserve Bank was radiating signals this week that its next intervention in the housing market may well target debt-to-income ratios rather than the loan-to-value ratios it has focused on hitherto.Any move in that direction is...\r \r Source : nzherald.co.nz\/Property\r Read more...Brian Fallow: Debt monster keeps on growing","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/115754"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=115754"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/115754\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=115754"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=115754"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=115754"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}