{"id":115664,"date":"2020-04-16T17:49:58","date_gmt":"2020-04-16T10:49:58","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/have-you-deferred-paying-your-mortgage-or-credit-card-debts\/"},"modified":"2020-04-16T18:08:30","modified_gmt":"2020-04-16T11:08:30","slug":"have-you-deferred-paying-your-mortgage-or-credit-card-debts","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/have-you-deferred-paying-your-mortgage-or-credit-card-debts\/","title":{"rendered":"Have you deferred paying your mortgage or credit card debts?"},"content":{"rendered":"


\nOne in nine households is taking a mortgage holiday. If you are among that number and have concerns, let us knowWhen the coronavirus crisis hit, lenders in the UK were told to help their customers by allowing them to suspend payments of mortgages, credit cards and personal loans for three months.Banks and building societies cannot charge fees, but will continue to add interest to the outstanding debts and that will need to be paid at a later date. So far, 1.2 million households have chosen to take a mortgage holiday, representing one in nine mortgage borrowers. Continue reading…
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\nSource : theguardian.com
\nRead more…Have you deferred paying your mortgage or credit card debts?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

One in nine households is taking a mortgage holiday. If you are among that number...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-115664","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-u5y","jetpack-related-posts":[{"id":115480,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mas-waives-tdsr-limits-for-deferred-mortgage-repayments\/","url_meta":{"origin":115664,"position":0},"title":"MAS waives TDSR limits for deferred mortgage repayments","date":"April 8, 2020","format":false,"excerpt":"\r Borrowers who apply to defer either their home loan\u2019s principal payment or both their interest and principal payments will be exempt from the TDSR limitations. The Monetary Authority of Singapore (MAS) has clarified that certain limits for deferred payments on consumer loans and mortgages will be waived in a\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":115612,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-lenders-to-grant-1-2m-mortgage-deferments\/","url_meta":{"origin":115664,"position":1},"title":"UK lenders to grant 1.2m mortgage deferments","date":"April 14, 2020","format":false,"excerpt":"\r One in nine households get payment holiday for up to three months amid Covid-19Coronavirus \u2013 latest updatesSee all our coronavirus coverageBritish lenders have granted more than 1.2m mortgage holidays as part of relief measures for households affected by the Covid-19 outbreak.It means that about one in nine households will\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":58258,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/five-steps-to-reduce-debt\/","url_meta":{"origin":115664,"position":2},"title":"Five steps to reduce debt","date":"January 8, 2012","format":false,"excerpt":"\r Four in 10 people use their credit cards to pay for groceries, while others are driven to debt just to cover the mortgage. So if you have to borrow, here's how to be clever about itMore than 12 million people will be running up debts on their credit cards\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":26145,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-overpaying-a-mortgage-preferable-to-saving\/","url_meta":{"origin":115664,"position":3},"title":"Is overpaying a mortgage preferable to saving?","date":"May 29, 2013","format":false,"excerpt":"\r We could overpay our mortgages by \u00a3500 a month, but we wonder whether saving the money might be preferableQ My wife and I have two mortgages with our lender and we reckon we can afford to overpay them by up to \u00a3500 a month. The larger mortgage is on\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":123499,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fca-urges-lenders-to-support-uks-47000-mortgage-prisoners\/","url_meta":{"origin":115664,"position":4},"title":"FCA urges lenders to support UK\u2019s 47,000 \u2018mortgage prisoners\u2019","date":"November 30, 2021","format":false,"excerpt":"\r Regulator asks banks and building societies to offer support to borrowers unable to switchBanks and building societies have been urged to consider changes to lending criteria to help an estimated 47,000 borrowers who could benefit from a cheaper home loan but are currently unable to move.A review of \u201cmortgage\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":67108,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/pensioners-mortgage-debts-to-double-to-40bn-by-2030\/","url_meta":{"origin":115664,"position":5},"title":"Pensioners\u2019 mortgage debts to double to \u00a340bn by 2030\u00a0","date":"September 21, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Pensioners\u2019 mortgage debts to double to \u00a340bn by 2030\u00a0","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/115664"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=115664"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/115664\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=115664"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=115664"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=115664"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}