{"id":115584,"date":"2020-04-13T22:42:11","date_gmt":"2020-04-13T15:42:11","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/heres-why-its-suddenly-much-harder-to-get-a-mortgage-or-even-refinance\/"},"modified":"2020-04-13T23:05:23","modified_gmt":"2020-04-13T16:05:23","slug":"heres-why-its-suddenly-much-harder-to-get-a-mortgage-or-even-refinance","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/heres-why-its-suddenly-much-harder-to-get-a-mortgage-or-even-refinance\/","title":{"rendered":"Here&#039;s why it&#039;s suddenly much harder to get a mortgage, or even refinance"},"content":{"rendered":"<p>&#013;<br \/>\nMortgage credit availability in March fell to the lowest level in five years, according to a survey by the Mortgage Bankers Association.&#013;<br \/>\n&#013;<br \/>\nSource : cnbc.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.cnbc.com\/2020\/04\/13\/coronavirus-why-its-suddenly-much-harder-to-get-a-mortgage-or-even-refinance.html\" target=\"_blank\">Here&#8217;s why it&#8217;s suddenly much harder to get a mortgage, or even refinance<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Mortgage credit availability in March fell to the lowest level in five years, according to&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-115584","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-u4g","jetpack-related-posts":[{"id":147154,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/you-cant-always-refinance-a-mortgage-to-capitalize-on-lower-rates-heres-when-a-lender-may-say-no\/","url_meta":{"origin":115584,"position":0},"title":"You can&#039;t always refinance a mortgage to capitalize on lower rates: Here&#039;s when a lender may say &#039;no&#039;","date":"September 24, 2024","format":false,"excerpt":"\r If you're considering a mortgage refinance to take advantage of lower rates, here's how to make sure you qualify.\r \r Source : cnbc.com\r Read more...You can't always refinance a mortgage to capitalize on lower rates: Here's when a lender may say 'no'","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":146773,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/after-mini-boom-weekly-mortgage-refinance-demand-falls-back-15-heres-why\/","url_meta":{"origin":115584,"position":1},"title":"After mini-boom, weekly mortgage refinance demand falls back 15%. Here&#039;s why","date":"August 21, 2024","format":false,"excerpt":"\r Applications to refinance a home loan dropped 15% from the previous week, according to the Mortgage Bankers Association's seasonally adjusted index.\r \r Source : cnbc.com\r Read more...After mini-boom, weekly mortgage refinance demand falls back 15%. Here's why","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":80871,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/listen-up-airbnb-hosts-heres-how-to-use-your-rental-income-to-refinance-your-mortgage\/","url_meta":{"origin":115584,"position":2},"title":"Listen up Airbnb hosts: Here\u2019s how to use your rental income to refinance your mortgage","date":"February 24, 2018","format":false,"excerpt":"\r Fannie Mae now allows borrowers to use Airbnb rental income as part of the income qualification to refinance their home loans\r \r Source : cnbc.com\r Read more...Listen up Airbnb hosts: Here\u2019s how to use your rental income to refinance your mortgage","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":143399,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-refinance-demand-surges-even-as-rates-cross-back-over-7-heres-why\/","url_meta":{"origin":115584,"position":3},"title":"Mortgage refinance demand surges even as rates cross back over 7%. Here&#039;s why","date":"April 10, 2024","format":false,"excerpt":"\r The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($766,550 or less) increased to 7.01% from 6.91%.\r \r Source : cnbc.com\r Read more...Mortgage refinance demand surges even as rates cross back over 7%. Here's why","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":159728,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/doing-these-5-key-steps-will-allow-you-to-move-quickly-for-a-mortgage-refinance-expert-says\/","url_meta":{"origin":115584,"position":4},"title":"Doing these 5 key steps &#039;will allow you to move quickly&#039; for a mortgage refinance, expert says","date":"August 22, 2025","format":false,"excerpt":"\r As mortgage rates decline, experts say it's smart for homeowners with high borrowing costs to prepare for refinancing opportunities. Here's what to know.\r \r Source : cnbc.com\r Read more...Doing these 5 key steps 'will allow you to move quickly' for a mortgage refinance, expert says","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":112997,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/refinance-boom-pushes-weekly-mortgage-applications-higher\/","url_meta":{"origin":115584,"position":5},"title":"Refinance boom pushes weekly mortgage applications higher","date":"December 11, 2019","format":false,"excerpt":"\r By now you would think just about everyone had refinanced their mortgage to today's historically low interest rates, but apparently not. Refinance volume drove total mortgage application activity 3.8% higher last week, according to the Mortgage Bankers Association.\r \r Source : cnbc.com\r Read more...Refinance boom pushes weekly mortgage applications\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/115584"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=115584"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/115584\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=115584"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=115584"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=115584"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}