{"id":11552,"date":"2011-09-02T15:39:19","date_gmt":"2011-09-02T08:39:19","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-application-cheats-get-ready-to-be-rumbled\/"},"modified":"2016-04-28T11:03:13","modified_gmt":"2016-04-28T04:03:13","slug":"mortgage-application-cheats-get-ready-to-be-rumbled","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-application-cheats-get-ready-to-be-rumbled\/","title":{"rendered":"Mortgage application cheats \u2026 get ready to be rumbled"},"content":{"rendered":"


\nHMRC has teamed up with mortgage lenders to clamp down on home-loan fraudstersLying about your salary in order to get a bigger mortgage has just become a whole lot more risky.This week saw the launch of a scheme to combat home-loan fraud which will see the taxman getting involved in cases where the bank or building society thinks there is something fishy about the income someone has declared on their application form. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Mortgage application cheats \u2026 get ready to be rumbled<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

HMRC has teamed up with mortgage lenders to clamp down on home-loan fraudstersLying about your...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-11552","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-30k","jetpack-related-posts":[{"id":19084,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/banking-on-a-mortgage-what-do-lenders-require-for-an-application-to-be-successful\/","url_meta":{"origin":11552,"position":0},"title":"Banking on a mortgage? What do lenders require for an application to be successful?","date":"July 8, 2016","format":false,"excerpt":"\r Yip King-keung is the founder of Hong Kong Mortgage Consultants. He talks about what banks consider as key requirements in a mortgage loan application.\r \r Source : South China Morning Post\r Read more...Banking on a mortgage? What do lenders require for an application to be successful?","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":171918,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/higher-mortgage-rates-dont-just-keep-buyers-on-the-sidelines-application-denials-rise-too\/","url_meta":{"origin":11552,"position":1},"title":"Higher mortgage rates don't just keep buyers on the sidelines. Application denials rise too","date":"June 4, 2026","format":false,"excerpt":"\r The denial rate in loan applications was 15.1% in 2024, up from 12.2% in 2021, a rise that occurred alongside surging mortgage rates, the St. Louis Fed found.\r \r Source : cnbc.com\r Read more...Higher mortgage rates don't just keep buyers on the sidelines. Application denials rise too","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":103392,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buyer-beware-dont-inflate-your-income-to-get-a-mortgage\/","url_meta":{"origin":11552,"position":2},"title":"Buyer beware! Don\u2019t inflate your income to get a mortgage","date":"January 27, 2019","format":false,"excerpt":"\r It\u2019s one of the things that could lead to a refusal, making it harder to get a future loan Homebuyers have been warned to avoid inflating their income when applying for a mortgage, which can lead to their application being rejected. New figures show that one in six homeowners\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":56138,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/who-can-you-ask-for-a-mortgage-when-everyones-turning-you-down\/","url_meta":{"origin":11552,"position":3},"title":"Who can you ask for a mortgage when everyone's turning you down?","date":"June 12, 2011","format":false,"excerpt":"\r Knowing which mortgage lenders loan to which type of borrowers is the starting point for securing that elusive dealMany would-be mortgage borrowers who fail to meet lenders' squeaky clean criteria are deterred from applying because they believe they will be rejected. First-time buyers, the ones who keep the housing\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":128795,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/share-your-experience-of-applying-for-a-mortgage-to-buy-a-uk-property-recently\/","url_meta":{"origin":11552,"position":4},"title":"Share your experience of applying for a mortgage to buy a UK property recently","date":"August 23, 2022","format":false,"excerpt":"\r We\u2019re interested to hear from people who have recently tried or are in the process of buying a home in the UK with a mortgage, and how they have found the processAs a key mortgage rate has hit over 4% for the first time since 2013 and the price\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":29947,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/personal-loan-war-heats-up-as-first-direct-raises-limit-to-50000\/","url_meta":{"origin":11552,"position":5},"title":"Personal loan war heats up as First Direct raises limit to \u00a350,000","date":"October 14, 2016","format":false,"excerpt":"\r Banks are upping the maximum you can borrow \u2013 but interest rates are high First Direct has launched a new era of jumbo-sized personal loans, allowing customers to borrow as much as \u00a350,000 without the need to secure it against property or jump through the hoops of a mortgage\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/11552"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=11552"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/11552\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=11552"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=11552"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=11552"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}