{"id":11480,"date":"2015-12-11T14:00:12","date_gmt":"2015-12-11T07:00:12","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-time-buyer-woes-the-mortgage-adviser-hits-me-with-a-few-facts\/"},"modified":"2016-04-27T13:45:54","modified_gmt":"2016-04-27T06:45:54","slug":"first-time-buyer-woes-the-mortgage-adviser-hits-me-with-a-few-facts","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-time-buyer-woes-the-mortgage-adviser-hits-me-with-a-few-facts\/","title":{"rendered":"First-time buyer woes: the mortgage adviser hits me with a few &#039;facts&#039;"},"content":{"rendered":"<p>&#013;<br \/>\nHelp to buy gives me hope, then the adviser tells me about the fierce competition for flats sold through the scheme, and I am back to square oneAfter another month of forlornly scrolling through Rightmove, I\u2019ve been wondering if I\u2019m being too picky. My first-time buyer nerves mainly come from the fear of spending so much money, let alone the consequences of taking on such a debt, and ending up with a house beset with more issues than the Money Pit. These fears keep me on the ball when quizzing agents but might make me a bit eager when it comes to ruling out flats for things like dated kitchens.Of course it would help if there were some flats out there that tickled my fancy, even just slightly. Agents are sending me the same old flats that are dropping in price, which hardly fills me with confidence. Several properties came on at auction but I didn\u2019t view them, as I felt like I\u2019d be a minnow in a sea of sharks and that the flats would not be up to scratch.  Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.theguardian.com\/money\/2015\/dec\/11\/first-time-buyer-mortgage-adviser-help-to-buy\" target=\"_blank\">First-time buyer woes: the mortgage adviser hits me with a few &#8216;facts&#8217;<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Help to buy gives me hope, then the adviser tells me about the fierce competition&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-11480","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-2Za","jetpack-related-posts":[{"id":140721,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/property-developer-shkp-sells-83-per-cent-of-new-flats-on-offer-as-robust-home-demand-continues-amid-buyer-optimism\/","url_meta":{"origin":11480,"position":0},"title":"Property developer SHKP sells 83 per cent of new flats on offer as robust home demand continues amid buyer optimism","date":"December 16, 2023","format":false,"excerpt":"\r Yoho West is on track to meet property agents\u2019 estimate of selling 90 per cent of units, a sign of strong purchasing power in the city.\r \r Source : South China Morning Post\r Read more...Property developer SHKP sells 83 per cent of new flats on offer as robust home\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":124401,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/wheelock-fails-to-find-any-buyer-for-latest-phase-of-koko-hills-flats-as-latest-coronavirus-outbreak-keeps-hong-kongs-property-investors-at-home\/","url_meta":{"origin":11480,"position":1},"title":"Wheelock fails to find any buyer for latest phase of Koko Hills flats as latest coronavirus outbreak keeps Hong Kong\u2019s property investors at home","date":"January 29, 2022","format":false,"excerpt":"\r Hong Kong\u2019s property buyers stayed home over the weekend, handing Wheelock Properties the first sales slump in more than 12 months as a fresh outbreak of the coronavirus disease sent the market into an early recess three days before the Lunar New Year begins.Wheelock failed to find any buyer\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":93873,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/four-hours-at-shks-sell-out-flats-show-developers-they-can-keep-hong-kongs-home-prices-high\/","url_meta":{"origin":11480,"position":2},"title":"Four hours at SHK\u2019s sell-out flats show developers they can keep Hong Kong\u2019s home prices high","date":"July 15, 2018","format":false,"excerpt":"\r Four hours. That\u2019s all it took for Sun Hung Kai Properties to sell all but one of the 45 units at its Victoria Harbour apartment project in North Point on Sunday for a total sales value estimated at HK$600 million (US$76 million). A corporate buyer, who remains unidentified, even\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":146584,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/heavy-rain-puts-a-damper-on-buyer-interest-in-second-stage-of-the-uppland-in-tuen-mun-say-agents\/","url_meta":{"origin":11480,"position":3},"title":"Heavy rain puts a damper on buyer interest in second stage of The Uppland in Tuen Mun, say agents","date":"July 27, 2024","format":false,"excerpt":"\r Heavy rain in Hong Kong, and the start of the Paris Olympics, meant less incentive for buyers to view flats on sale in the New Territories on Saturday.\r \r Source : South China Morning Post\r Read more...Heavy rain puts a damper on buyer interest in second stage of The\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":44716,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-time-hong-kong-buyer-splashes-out-hk130-million-for-15-flats-at-kai-taks-k-city-debut\/","url_meta":{"origin":11480,"position":4},"title":"First-time Hong Kong buyer splashes out HK$130 million for 15 flats at Kai Tak\u2019s K. City debut","date":"February 18, 2017","format":false,"excerpt":"\r The developer of K. City, the second residential project to hit the market at the site of Hong Kong\u2019s former airport, has sold all 208 flats from the first batch on their debut on Saturday, with a first-time buyer snapping up 15 units worth HK$130 million. K. Wah International\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":64602,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buyer-frenzy-over-chinachems-parc-city-project-a-sign-that-hong-kong-flats-still-in-high-demand\/","url_meta":{"origin":11480,"position":5},"title":"Buyer frenzy over Chinachem\u2019s Parc City project a sign that Hong Kong flats still in high demand","date":"August 25, 2017","format":false,"excerpt":"\r Nearly a thousand prospective buyers turned out for a new residental project in Tsuen Wan on Friday morning, despite home prices in Hong Kong surging for 13 months in a row, maintaining the city\u2019s position as the world\u2019s most expensive urban centre to live in. Long queues were seen\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/11480"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=11480"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/11480\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=11480"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=11480"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=11480"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}