{"id":114796,"date":"2020-03-09T14:00:03","date_gmt":"2020-03-09T07:00:03","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-partner-is-moving-in-and-were-planning-to-share-our-mortgage\/"},"modified":"2020-03-09T14:04:26","modified_gmt":"2020-03-09T07:04:26","slug":"my-partner-is-moving-in-and-were-planning-to-share-our-mortgage","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-partner-is-moving-in-and-were-planning-to-share-our-mortgage\/","title":{"rendered":"My partner is moving in and we&#039;re planning to share our mortgage"},"content":{"rendered":"<p>&#013;<br \/>\nI\u2019m also wondering how to make sure my children are going to be OK if I should dieQ My partner is about to move in with me and is contributing \u00a310,000 from the sale of his flat. I however already have a hefty equity of around \u00a3210,000. The property is worth around \u00a3330,000.When he moves in I am going to put him on to the mortgage and then we will immediately re-mortgage to pay for home improvements of around \u00a370,000. We will then have a total mortgage of around \u00a3160,000 which we will be paying off jointly in 50-50 payments. What is the fairest way to divide up the shares in the house as tenants in common? Also, I have two children from a previous relationship (he has no children), so what would happen to their inheritance if I died? Do I need a life insurance policy? I\u2019m finding it all very confusing and would appreciate your help. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2020\/mar\/09\/my-partner-is-moving-in-and-were-planning-to-share-our-mortgage\" target=\"_blank\">My partner is moving in and we&#8217;re planning to share our mortgage<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; I\u2019m also wondering how to make sure my children are going to be OK if&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-114796","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-tRy","jetpack-related-posts":[{"id":125790,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/has-my-partner-misled-me-in-taking-a-50-share-of-my-house\/","url_meta":{"origin":114796,"position":0},"title":"Has my partner misled me in taking a 50% share of my house?","date":"April 11, 2022","format":false,"excerpt":"\r On her advice I used some of her money to pay off the mortgage, but I\u2019m not sure I did the right thingQ About five years ago my partner moved into my house with me. 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The house was \u00a3370,000 and the deposit was \u00a3150,000 which I had inherited on my dad\u2019s\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":12638,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-warning-for-unmarried-couples-as-ex-partner-gets-half-of-house\/","url_meta":{"origin":114796,"position":2},"title":"Mortgage warning for unmarried couples as ex-partner gets half of house","date":"June 20, 2010","format":false,"excerpt":"\r Ex-boyfriend entitled to half share 17 years after split even though he did not pay mortgage, appeal court rulesUnmarried couples who split up could be in for a nasty shock about who owns their home: appeal judges have ruled that a man who left his partner 17 years ago\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":165772,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/majid-al-futtaim-emirates-nbd-partner-to-offer-off-plan-mortgage-financing\/","url_meta":{"origin":114796,"position":3},"title":"Majid Al Futtaim, Emirates NBD partner to offer off-plan mortgage financing","date":"November 25, 2025","format":false,"excerpt":"\r New agreement enables buyers to secure bank financing after 50% of property payments, expanding flexible ownership options in Dubai\u2019s residential market The post Majid Al Futtaim, Emirates NBD partner to offer off-plan mortgage financing appeared first on Arabian Business: Latest News on the Middle East, Real Estate, Finance, and\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"https:\/\/i2.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2025\/11\/Majid-Al-Futtaim-Emirates-NBD-partnership-1000x667-1.jpg?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":93469,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-have-joint-mortgage-what-can-i-do-if-my-partner-dies\/","url_meta":{"origin":114796,"position":4},"title":"I have joint mortgage \u2013\u00a0what can I do if my partner dies?","date":"July 9, 2018","format":false,"excerpt":"\r My insurer says the surviving partner can stay in our home if we create a flexible trustQ My wife and I jointly own the home we live in and we are concerned about what would happen in the event of one of us dying leaving the surviving partner with\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":26846,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/we-want-to-get-a-lodger-will-our-mortgage-rate-change\/","url_meta":{"origin":114796,"position":5},"title":"We want to get a lodger \u2013 will our mortgage rate change?","date":"September 22, 2016","format":false,"excerpt":"\r My partner and I have signed the mortgage offer on a two-bed flat, but have yet to tell the lender our rental plansQ I am about to buy a property with my partner and have agreed and signed the offer on a fixed-rate mortgage. 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