{"id":114194,"date":"2020-02-11T20:00:10","date_gmt":"2020-02-11T13:00:10","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/non-bank-mortgage-lenders-may-face-more-scrutiny-from-regulators\/"},"modified":"2020-02-11T20:26:28","modified_gmt":"2020-02-11T13:26:28","slug":"non-bank-mortgage-lenders-may-face-more-scrutiny-from-regulators","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/non-bank-mortgage-lenders-may-face-more-scrutiny-from-regulators\/","title":{"rendered":"Non-bank mortgage lenders may face more scrutiny from regulators"},"content":{"rendered":"


\nAs the housing market heats up, non-bank lending is taking over the mortgage market. Now regulators are raising red flags. CNBC’s Diana Olick joins “Squawk Box” from a major housing conference in Dallas, where that is one of the topics on the agenda.
\n
\nSource : cnbc.com
\nRead more…Non-bank mortgage lenders may face more scrutiny from regulators<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

As the housing market heats up, non-bank lending is taking over the mortgage market. Now...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-114194","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-tHQ","jetpack-related-posts":[{"id":60332,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-warns-it-will-go-after-firms-looking-to-mask-risks\/","url_meta":{"origin":114194,"position":0},"title":"Bank of England warns it will go after firms looking to mask risks","date":"July 10, 2017","format":false,"excerpt":"\r Some lenders are taking more risks and are seeking to \u2018circumvent the spirit\u2019 of the regulations, says deputy governorThe Bank of England has issued a warning to major lenders not to repeat their antics of the years before the 2007 credit crisis when they deployed complex strategies to mask\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":314,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-government-launches-consultation-on-buy-to-let-regulation-powers\/","url_meta":{"origin":114194,"position":1},"title":"UK government launches consultation on buy to let regulation powers","date":"December 31, 2015","format":false,"excerpt":"\r The UK government has launched its promised consultation on the powers that the Bank of England\u2019s Financial Policy Committee should have over the buy to let mortgage market.This consultation aims to gather views on how the operation of the nation\u2019s buy to let mortgage market may carry risks to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":157299,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-rolls-out-looser-mortgage-rules-to-help-first-time-buyers\/","url_meta":{"origin":114194,"position":2},"title":"Bank of England rolls out looser mortgage rules to help first-time buyers","date":"July 9, 2025","format":false,"excerpt":"\r Move hopes to push lenders to offer more high loan-to-income mortgages and help 36,000 buyers on to housing ladderBusiness live \u2013 latest updatesThe Bank of England has rolled out looser mortgage rules that policymakers hope will help 36,000 more first-time buyers on to the housing ladder each year.New guidelines\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":159055,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-mortgage-cap-jumps-by-as-much-as-24-as-bank-eases-lending-rules\/","url_meta":{"origin":114194,"position":3},"title":"Santander mortgage cap jumps by as much as 24% as bank eases lending rules","date":"August 12, 2025","format":false,"excerpt":"\r Some higher-earning couples with smaller deposits could borrow extra \u00a3130,000 as a result of overnight changesSome couples applying for a Santander mortgage will see the maximum they can borrow increase by \u00a3130,000 overnight after the bank loosened its lending rules.Santander is the latest in a line of lenders to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":114960,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/chief-mortgage-regulator-working-on-plan-for-potential-spike-in-delinquencies-from-coronavirus\/","url_meta":{"origin":114194,"position":4},"title":"Chief mortgage regulator working on plan for potential spike in delinquencies from coronavirus","date":"March 17, 2020","format":false,"excerpt":"\r As the growing economic impacts of the coronavirus roll through the nation, some of the nation's largest mortgage lenders are already getting calls from borrowers, concerned they won't be able to make their monthly payments. Both government and independent regulators for the mortgage industry are now working on plans\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":20260,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/non-bank-lenders-poised-to-pounce-on-leftovers-as-new-mortgage-rules-loom\/","url_meta":{"origin":114194,"position":5},"title":"Non-bank lenders poised to pounce on leftovers as new mortgage rules loom","date":"July 20, 2016","format":false,"excerpt":"\r The Reserve Bank's new restrictions on highly-leveraged home loans are likely to be a boon to non-bank lenders, which make up a fraction of all mortgages but aren't covered by lending curbs on banks. The central bank expects a drop...\r \r Source : nzherald.co.nz\/Property\r Read more...Non-bank lenders poised to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/114194"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=114194"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/114194\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=114194"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=114194"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=114194"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}