{"id":113949,"date":"2020-01-29T14:00:41","date_gmt":"2020-01-29T07:00:41","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-584-price-tag-we-have-had-to-pay-for-land-registry-delays\/"},"modified":"2020-01-29T14:07:47","modified_gmt":"2020-01-29T07:07:47","slug":"the-584-price-tag-we-have-had-to-pay-for-land-registry-delays","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-584-price-tag-we-have-had-to-pay-for-land-registry-delays\/","title":{"rendered":"The \u00a3584 price tag we have had to pay for Land Registry delays"},"content":{"rendered":"


\nWe can\u2019t get our lease registered without a mortgage and can\u2019t get a mortgage without the RegistryMy partner and I extended the low lease of our new flat, a process which took nearly two years and cost \u00a325,000. Our solicitor submitted the documentation to the Land Registry. She informed us there was a backlog and that it should be registered within two months. Five months later our fixed-rate mortgage was due to end so we found a new deal with a different lender, but it was rejected because Land Registry records still showed our property on a lease of less than 70 years. The Land Registry said that, in order to expedite the matter, we needed to send them a mortgage offer. But lenders will not give an offer on a property with a lease below 70 years. Instead, we sent the mortgage rejection letter, but it still insisted on an offer. Continue reading…
\n
\nSource : theguardian.com
\nRead more…The \u00a3584 price tag we have had to pay for Land Registry delays<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

We can\u2019t get our lease registered without a mortgage and can\u2019t get a mortgage without...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-113949","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-tDT","jetpack-related-posts":[{"id":134587,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/if-my-house-purchase-is-not-registered-at-the-land-registry-will-it-be-a-problem-when-selling\/","url_meta":{"origin":113949,"position":0},"title":"If my house purchase is not registered at the Land Registry, will it be a problem when selling?","date":"February 20, 2023","format":false,"excerpt":"\r I wonder who would have been responsible in 2003 and whether the process can be completed now Q I bought my house in 2003 and paid off the mortgage some years ago, so I own it outright. However, when I have looked at the details on the Land Registry\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7438,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-we-return-our-property-to-joint-ownership-using-the-land-registry\/","url_meta":{"origin":113949,"position":1},"title":"Can we return our property to joint ownership using the Land Registry?","date":"March 10, 2016","format":false,"excerpt":"\r My partner put our property into his sole name when we broke up. Now we are back together and are unsure of the tax implications of switching it backQ My partner and I have lived together in the same property for 40 years. We originally had a joint mortgage\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138951,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homeowners-left-out-of-pocket-after-two-year-delays-at-uk-land-registry\/","url_meta":{"origin":113949,"position":2},"title":"Homeowners left out of pocket after two-year delays at UK Land Registry","date":"August 27, 2023","format":false,"excerpt":"\r Administrative hold-ups leave buyers missing best mortgage deals and some owners unable to sellLong delays in registering properties with the Land Registry across Great Britain are causing frustration among homeowners and buyers with some being left out of pocket as a result.Latest figures from His Majesty\u2019s Land Registry show\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":22590,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-partner-wants-a-divorce-can-he-take-50-of-my-house\/","url_meta":{"origin":113949,"position":3},"title":"My partner wants a divorce \u2013 can he take 50% of my house?","date":"August 11, 2016","format":false,"excerpt":"\r My house is registered at the Land Registry in my name only. I married my partner in July \u2013 now he wants a divorce and I\u2019m worried I\u2019ll lose half the houseQ When my parents died, they left me money which I used to buy my house outright, with\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7548,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-do-i-get-proof-of-purchase-for-an-unregistered-property\/","url_meta":{"origin":113949,"position":4},"title":"How do I get proof of purchase for an unregistered property?","date":"March 11, 2016","format":false,"excerpt":"\r We couldn\u2019t find the deeds when my husband died but discovered it was never registeredMy late husband had the deeds to our property but when he died we were unable to find them. I applied to the Land Registry for a copy but it was never registered (this wasn\u2019t\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":112833,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kongs-november-homes-sales-jump-to-six-month-high-as-buyers-take-advantage-of-relaxed-mortgage-policy-price-cuts\/","url_meta":{"origin":113949,"position":5},"title":"Hong Kong\u2019s November homes sales jump to six-month high as buyers take advantage of relaxed mortgage policy, price cuts","date":"December 3, 2019","format":false,"excerpt":"\r Hong Kong home sales surged to a six-month high in November on the back of an easing in mortgage lending policy and developers\u2019 aggressive marketing of new projects, but market watchers say sales are unlikely to be sustained this month.Overall residential transactions surged 43.9 per cent month on month\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/113949"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=113949"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/113949\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=113949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=113949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=113949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}