{"id":112452,"date":"2019-11-18T14:00:28","date_gmt":"2019-11-18T07:00:28","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-we-separate-out-fixtures-and-fittings-with-a-help-to-buy-isa\/"},"modified":"2019-11-18T14:04:58","modified_gmt":"2019-11-18T07:04:58","slug":"can-we-separate-out-fixtures-and-fittings-with-a-help-to-buy-isa","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-we-separate-out-fixtures-and-fittings-with-a-help-to-buy-isa\/","title":{"rendered":"Can we separate out fixtures and fittings with a help-to-buy Isa?"},"content":{"rendered":"<p>&#013;<br \/>\nWe are hoping we can make an offer for the Isa maximum and pay separately for these itemsQ My partner and I both have help-to-buy Isas and live outside of London so the most we\u2019ll be able to spend on a property is \u00a3250,000. Property prices around the area we want to buy are very close to the \u00a3250,000 limit and often slightly above it.It seems that the help-to-buy Isa guidelines say the \u00a3250,000 limit refers to the land but not fixtures and fittings. Does this mean if a property is on sale for \u00a3255,000, say, we could offer \u00a3250,000 for the property, but separately offer \u00a35,000 for fixtures and fittings such as a new fitted kitchen, curtains, blinds, garden furniture and\/or wardrobes? AL Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2019\/nov\/18\/can-we-separate-out-fixtures-and-fittings-with-a-help-to-buy-isa\" target=\"_blank\">Can we separate out fixtures and fittings with a help-to-buy Isa?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; We are hoping we can make an offer for the Isa maximum and pay separately&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-112452","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-tfK","jetpack-related-posts":[{"id":51783,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-use-my-help-to-buy-isa-to-buy-a-property-with-my-brother\/","url_meta":{"origin":112452,"position":0},"title":"Can I use my help-to-buy Isa to buy a property with my brother?","date":"April 13, 2017","format":false,"excerpt":"\r I\u2019m not going to live in it, but both our names will be on the mortgageQ I\u2019m wondering if you could give me some help-to-buy advice. I have a help-to-buy Isa and so does my brother. We both want to get a mortgage together as we cannot afford to\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":18784,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/check-policy-fine-print\/","url_meta":{"origin":112452,"position":1},"title":"Check policy fine print","date":"July 6, 2016","format":false,"excerpt":"\r Buying your first home? If you're getting a mortgage, home insurance is compulsory and you must set aside money to pay for it.A home insurance policy is designed to pay out if the structure of your house or the fixtures and fittings,...\r \r Source : nzherald.co.nz\/Property\r Read more...Check policy\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":64014,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/heres-help-to-decide-which-of-two-isas-is-the-best-to-buy-into\/","url_meta":{"origin":112452,"position":2},"title":"Here\u2019s help to decide which of two Isas is the best to buy into","date":"August 19, 2017","format":false,"excerpt":"\r A million people have taken out the help-to-buy Isa, but there\u2019s another option for saversThe government is hailing the success of the help-to-buy Isa, with figures released today which show that a million accounts have been opened by first-time buyers since December 2015, with \u00a31.8bn saved towards buying a\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":121800,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/oei-tiong-ham-park-residences-freehold-villas-on-sale-for-2500-psf\/","url_meta":{"origin":112452,"position":3},"title":"Oei Tiong Ham Park Residences\u2019 freehold villas on sale for $2,500 psf","date":"September 3, 2021","format":false,"excerpt":"\r Oei Tiong Ham Park Residences\u2019 freehold villas on sale for $2,500 psfEach unit features 4- to 5-bedrooms, a private lift, two parking lots, a private garden, a pool as well as premium-branded fixtures and fittings at the bathrooms and kitchens. Photo: CBRE A portfolio of nine villas at Oei\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"https:\/\/i1.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2021\/09\/Oei-Tiong-Ham-Park-Residences_1_PhotoCredit_CBRE-crop.jpg?fit=820%2C411&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":6688,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/emaars-new-villas-at-arabian-ranches-come-with-all-the-trimmings\/","url_meta":{"origin":112452,"position":4},"title":"Emaar&#039;s new villas at Arabian Ranches come with all the trimmings","date":"March 3, 2016","format":false,"excerpt":"\r \r This villa is the show home for Emaar's newest development in Arabian Ranches, La Avenida 2, that comprises of 34 detached villas. The villas usually sell for between Dh9.5 million and Dh12m but because of the fixtures, fittings and finishes the price will be significantly higher, and Emaar\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":109678,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/flat-owners-responsible-for-repair-services-of-their-homes\/","url_meta":{"origin":112452,"position":5},"title":"Flat owners responsible for repair services of their homes","date":"August 6, 2019","format":false,"excerpt":"\r Owners of HDB flats are responsible for the maintenance and repair of the fixtures and fittings within their units and can engage their preferred contractors to carry out the necessary work, said the Ministry of National Development in Parliament on Monday (5 August). But while HDB does not provide\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/112452"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=112452"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/112452\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=112452"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=112452"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=112452"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}