{"id":111931,"date":"2019-10-26T13:00:45","date_gmt":"2019-10-26T06:00:45","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-students-can-buy-a-400000-home-with-zero-deposit\/"},"modified":"2019-10-26T13:14:29","modified_gmt":"2019-10-26T06:14:29","slug":"how-students-can-buy-a-400000-home-with-zero-deposit","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-students-can-buy-a-400000-home-with-zero-deposit\/","title":{"rendered":"How students can buy a \u00a3400,000 home with zero deposit"},"content":{"rendered":"<p>&#013;<br \/>\nA building society is offering 100% mortgages to 18-year-olds while at university. Spoiler: you\u2019ll need wealthy parentsFancy literally lording it over your college flatmates? A growing number of building societies are offering deals that let young adults buy their university home and pay the monthly mortgage with the rent they charge other students.This week the Vernon building society in Stockport, Greater Manchester, launched a range of \u201cbuy for uni\u201d mortgages, the third lender to do so. The other two are the Bath and Loughborough building societies, though the property can be purchased at any university town in England and Wales. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2019\/oct\/26\/how-students-can-buy-a-400000-home-with-zero-deposit-mortgage-university\" target=\"_blank\">How students can buy a \u00a3400,000 home with zero deposit<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; A building society is offering 100% mortgages to 18-year-olds while at university. Spoiler: you\u2019ll need&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-111931","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-t7l","jetpack-related-posts":[{"id":117864,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-still-in-lockdown-despite-stamp-duty-holiday\/","url_meta":{"origin":111931,"position":0},"title":"Mortgages still in lockdown despite stamp-duty holiday","date":"July 19, 2020","format":false,"excerpt":"\r Low-deposit home loans are coming back \u2026 but choices are limited and lenders are applying new terms and conditionsThese are difficult times for anyone who wants to buy a home. Despite the government\u2019s attempt to reinvigorate the market with a temporary stamp-duty holiday on properties costing up to \u00a3500,000\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":103414,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-without-mum-and-dads-help-letter\/","url_meta":{"origin":111931,"position":1},"title":"Mortgages without Mum and Dad\u2019s help | Letter","date":"January 29, 2019","format":false,"excerpt":"\r The deposit-free mortgages I am proposing would be aimed at those whose net income would increase significantly by moving from renting to buying, and who are not fortunate enough to be able to draw on the \u2018Bank of Mum and Dad\u2019, writes Frank Field MPWhile Lloyds has identified the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":170556,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/first-time-buyers-enjoy-biggest-choice-of-low-deposit-mortgages-in-uk-since-2008\/","url_meta":{"origin":111931,"position":2},"title":"First-time buyers enjoy biggest choice of low-deposit mortgages in UK since 2008","date":"February 13, 2026","format":false,"excerpt":"\r More than 500 deals now offer 95% loans as banks and building societies loosen their borrowing rulesWould-be first-time buyers have the biggest choice of low-deposit mortgages for at least 18 years, new data shows, suggesting that 2026 is looking positive for those trying to get a foot on the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":13814,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-mortgage-that-allows-students-to-buy-their-own-homes\/","url_meta":{"origin":111931,"position":3},"title":"The mortgage that allows students to buy their own homes","date":"January 10, 2015","format":false,"excerpt":"\r Some building societies are willing to lend undergraduates 100% of the cost, up to \u00a3300,000, to buy a home \u2013 with certain guaranteesHe\u2019s in his third year at university, studying hard ahead of his final exams this year \u2013 but, unlike other students, Jonathan Pearson will graduate with a\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":172206,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/no-deposit-no-problem-the-new-100-mortgages-for-first-time-buyers\/","url_meta":{"origin":111931,"position":4},"title":"No deposit, no problem: the new 100% mortgages for first-time buyers","date":"July 17, 2026","format":false,"excerpt":"\r Banks and building societies have started relaxing affordability rules and becoming more creative with productsFor many first-time buyers, getting their foot on the property ladder can feel like an impossible dream. However, the good news is that there are a growing number of mortgage deals that require only a\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":46013,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/dbs-uob-offering-home-loans-with-zero-spread\/","url_meta":{"origin":111931,"position":5},"title":"DBS, UOB offering home loans with zero spread","date":"February 28, 2017","format":false,"excerpt":"\r A large crowd of prospective buyers at The Clement Canopy showflat. (Photo: UOL Group) DBS Bank and United Overseas Bank (UOB) are offering mortgages with zero percent spread to compete for the chance to fund the purchase of a minimum of 1,225 homes in this year\u2019s first two property\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/111931"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=111931"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/111931\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=111931"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=111931"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=111931"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}