{"id":111004,"date":"2019-09-23T13:00:22","date_gmt":"2019-09-23T06:00:22","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/do-i-count-as-a-first-time-buyer-if-my-wife-already-owns-a-home\/"},"modified":"2019-09-23T13:03:33","modified_gmt":"2019-09-23T06:03:33","slug":"do-i-count-as-a-first-time-buyer-if-my-wife-already-owns-a-home","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/do-i-count-as-a-first-time-buyer-if-my-wife-already-owns-a-home\/","title":{"rendered":"Do I count as a first-time buyer if my wife already owns a home?"},"content":{"rendered":"


\nI\u2019m wondering if I\u2019m eligible for a help-to-buy Isa and stamp duty relief Q My wife and I are both about 50. When we met 20-plus years ago she had already bought a house which I moved into. We have decided now that we want to move and have started looking for property.My questions are: am I classed as a first-time buyer, having never been named on a mortgage or deeds, and would I be able to start a help-to-buy Isa to save a bit of the conveyancing fees? Continue reading…
\n
\nSource : theguardian.com
\nRead more…Do I count as a first-time buyer if my wife already owns a home?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

I\u2019m wondering if I\u2019m eligible for a help-to-buy Isa and stamp duty relief Q My...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-111004","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-sSo","jetpack-related-posts":[{"id":90396,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-boyfriend-owns-a-caravan-can-he-still-use-a-lifetime-isa-to-buy-a-home\/","url_meta":{"origin":111004,"position":0},"title":"My boyfriend owns a caravan \u2013 can he still use a lifetime Isa to buy a home?","date":"June 4, 2018","format":false,"excerpt":"\r The caravan is non-residential so I am wondering if he qualifies as a first-time buyerQ My boyfriend and I are thinking of buying a house in the future. I have therefore opened a lifetime Isa so I can benefit from the first-time buyer bonus that comes with it. My\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":114155,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-sign-over-inherited-property-to-my-daughters\/","url_meta":{"origin":111004,"position":1},"title":"Should I sign over inherited property to my daughters?","date":"February 10, 2020","format":false,"excerpt":"\r I\u2019m in doubt because one of them has a help to buy Isa and this may disqualify her as a first-time buyerQ I am in a dilemma as to what to do with an inherited property. My first thoughts were to sign the property jointly over to my two\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":102321,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/do-i-count-as-a-first-time-buyer-if-i-inherit-a-share-of-a-home-abroad\/","url_meta":{"origin":111004,"position":2},"title":"Do I count as a first-time buyer if I inherit a share of a home abroad?","date":"December 17, 2018","format":false,"excerpt":"\r I\u2019m worried I\u2019ll lose my bonuses in a help-to-buy Isa and\/or relief from stamp duty land tax Q My partner and I are looking to buying our first home in London together so have both been saving in help-to-buy Isa accounts. 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I am in the forces and so I am able to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":111540,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-isa-last-chance-to-get-up-to-3000-of-free-government-cash\/","url_meta":{"origin":111004,"position":4},"title":"Help-to-buy Isa: last chance to get up to \u00a33,000 of free government cash","date":"October 12, 2019","format":false,"excerpt":"\r If you plan to be a first-time buyer, getting a help-to-buy Isa is a no-brainer \u2013 but you need to get a move onTime is running out if you haven\u2019t taken advantage of the government\u2019s offer of free money towards buying your first home.That\u2019s because the help-to-buy Isa \u2013\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":51783,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-i-use-my-help-to-buy-isa-to-buy-a-property-with-my-brother\/","url_meta":{"origin":111004,"position":5},"title":"Can I use my help-to-buy Isa to buy a property with my brother?","date":"April 13, 2017","format":false,"excerpt":"\r I\u2019m not going to live in it, but both our names will be on the mortgageQ I\u2019m wondering if you could give me some help-to-buy advice. 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