{"id":11082,"date":"2016-04-21T16:05:27","date_gmt":"2016-04-21T09:05:27","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-rules-mean-i-cant-rent-out-my-flat\/"},"modified":"2016-04-21T16:14:05","modified_gmt":"2016-04-21T09:14:05","slug":"help-to-buy-rules-mean-i-cant-rent-out-my-flat","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-rules-mean-i-cant-rent-out-my-flat\/","title":{"rendered":"Help-to-buy rules mean I can&#039;t rent out my flat"},"content":{"rendered":"<p>&#013;<br \/>\nI want to move to my partner\u2019s house but my mortgage terms prevent me from leasing my flat out. What can I do?Q: I have a problem. I bought my flat in Manchester in June 2014 with an equity loan from the help-to-buy scheme. I met my partner in March 2015 and in September we decided to live together. Given our circumstances we decided to move into his house and I thought it would be good idea to rent out my flat.Unfortunately the help-to-buy loan stipulates that I\u2019m not allowed to rent out the flat, even though if I do it would just about break even after the service charge, mortgage, ground rent insurance etc. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.theguardian.com\/money\/2016\/apr\/21\/help-to-buy-rules-mean-i-cant-rent-out-my-flat\" target=\"_blank\">Help-to-buy rules mean I can&#8217;t rent out my flat<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; I want to move to my partner\u2019s house but my mortgage terms prevent me from&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-11082","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-2SK","jetpack-related-posts":[{"id":137434,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/will-i-have-to-switch-to-a-buy-to-let-mortgage-for-a-six-month-sabbatical\/","url_meta":{"origin":11082,"position":0},"title":"Will I have to switch to a buy-to-let mortgage for a six-month sabbatical?","date":"June 19, 2023","format":false,"excerpt":"\r We\u2019re planning a six-month trip so I\u2019d like to rent my flat out while away to cover the billsQ I bought my flat a little over a year ago, and have recently agreed to take a sabbatical with my partner. We\u2019re planning to be out of the UK for\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":79684,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-keep-my-flat-on-an-interest-only-mortgage-when-i-move-city\/","url_meta":{"origin":11082,"position":1},"title":"Should I keep my flat on an interest-only mortgage when I move city?","date":"February 12, 2018","format":false,"excerpt":"\r I\u2019m planning to leave London and I\u2019m thinking about renting out my property Q My family and I are planning to leave London and move north. 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