{"id":110799,"date":"2019-09-16T13:00:48","date_gmt":"2019-09-16T06:00:48","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-can-we-remortgage-when-my-husband-is-aged-62\/"},"modified":"2019-09-16T13:05:51","modified_gmt":"2019-09-16T06:05:51","slug":"how-can-we-remortgage-when-my-husband-is-aged-62","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-can-we-remortgage-when-my-husband-is-aged-62\/","title":{"rendered":"How can we remortgage when my husband is aged 62?"},"content":{"rendered":"


\nWe can\u2019t find an affordable deal from a bank due to his age, despite having a lot of equityQ My husband and I are stuck in a bit of a Catch-22. Since 2004 we\u2019ve had an interest-only mortgage of \u00a3153,000. Our house is now worth about \u00a3303,000 so we have a large amount of equity. We want to swap to a repayment mortgage but we cannot find a mortgage we can afford because he is 62 (I am 51). The monthly repayments, based on the length of time he could pay a mortgage for, are just too high.I earn enough to easily pay a repayment mortgage on my own, but no one will accept me as the sole mortgage-holder because my husband\u2019s name is on our existing mortgage. This is despite me being the main earner and having an absolutely stellar credit history. Is there any way around this conundrum? JR Continue reading…
\n
\nSource : theguardian.com
\nRead more…How can we remortgage when my husband is aged 62?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

We can\u2019t find an affordable deal from a bank due to his age, despite having...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-110799","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-sP5","jetpack-related-posts":[{"id":24993,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-is-my-mortgage-repayment-calculated\/","url_meta":{"origin":110799,"position":0},"title":"How is my mortgage repayment calculated?","date":"August 16, 2007","format":false,"excerpt":"\r Q I have a repayment mortgage. Could you please provide me with a formula whereby I can calculate the amount of money I pay each month that goes towards the capital repayments? I want to be able to calculate how much I pay for the capital and for the\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":213,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/interactive-mortgage-repayment-calculator\/","url_meta":{"origin":110799,"position":1},"title":"Interactive: Mortgage repayment calculator","date":"March 25, 2009","format":false,"excerpt":"\r Use this calculator to work out the monthly payments on either a repayment or interest-only mortgage. 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We\u2019re now on a two-year tracker mortgage while we navigate the uncertain economic times and rates.My question is: would it\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139985,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-we-take-a-two-year-fixed-mortgage-or-a-cheaper-five-year-deal\/","url_meta":{"origin":110799,"position":3},"title":"Should we take a two-year fixed mortgage or a cheaper five-year deal?","date":"October 23, 2023","format":false,"excerpt":"\r We feel very squeezed as our mortgage is heading for a big jump in November but we can\u2019t work out which deal to takeQ My husband and I are remortgaging in November. Our options aren\u2019t the best. We\u2019ve been offered a two-year fixed-rate deal at 5.64% with a product\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":73509,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-happens-to-the-money-from-old-endowment-policies\/","url_meta":{"origin":110799,"position":4},"title":"What happens to the money from old endowment policies?","date":"January 29, 2014","format":false,"excerpt":"\r We have continued to pay the monthly premiums despite not needing the policies to pay off our mortgageQ My wife and I have four endowment polices which we took out with our first four mortgages back in the early 1980s. 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I want to move and\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/110799"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=110799"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/110799\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=110799"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=110799"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=110799"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}