{"id":110591,"date":"2019-09-09T13:00:08","date_gmt":"2019-09-09T06:00:08","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-in-a-five-year-mortgage-deal-what-if-i-decide-to-move\/"},"modified":"2019-09-09T13:10:11","modified_gmt":"2019-09-09T06:10:11","slug":"im-in-a-five-year-mortgage-deal-what-if-i-decide-to-move","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-in-a-five-year-mortgage-deal-what-if-i-decide-to-move\/","title":{"rendered":"I'm in a five-year mortgage deal \u2013\u00a0what if I decide to move?"},"content":{"rendered":"


\nI\u2019m unsure what the process would be with remortgaging if we\u2019re in a fixed-rate termQ I am hoping you can offer some advice regarding my situation. I am currently four years into a five-year fixed-rate mortgage with an interest rate of 3.5% and an early repayment charge of \u00a36,000. We currently owe \u00a3115,000 and our house is worth around \u00a3210,000 to \u00a3220,000.I am keen to remortgage next year but at the same time, or shortly after, I am hoping to sell this house and buy another one. I think our budget could be up to \u00a3280,000 for the next house. Continue reading…
\n
\nSource : theguardian.com
\nRead more…I’m in a five-year mortgage deal \u2013\u00a0what if I decide to move?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

I\u2019m unsure what the process would be with remortgaging if we\u2019re in a fixed-rate termQ...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-110591","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-sLJ","jetpack-related-posts":[{"id":139135,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/my-five-year-fixed-rate-mortgage-deal-is-ending-what-should-i-do-next\/","url_meta":{"origin":110591,"position":0},"title":"My five-year fixed-rate mortgage deal is ending. What should I do next?","date":"September 11, 2023","format":false,"excerpt":"\r I have \u00a340,000 in savings and I can\u2019t decide whether to pay it into my high mortgage or put it in a pensionQ I have a relatively high mortgage payment of \u00a31,400 a month. My five-year fixed-rate deal is ending in 2024 and I\u2019m stressed about my next steps.My\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":146498,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/fixed-rate-mortgages-below-4-back-on-sale\/","url_meta":{"origin":110591,"position":1},"title":"Fixed-rate mortgages below 4% back on sale","date":"July 24, 2024","format":false,"excerpt":"\r Brokers hope Nationwide\u2019s mortgage deal is sign of \u2018summer of savings\u2019 for homebuyersFixed-rate mortgages priced below 4% are back on sale for homebuyers for the first time since February, with brokers hoping it is \u201ca sign of things to come\u201d.Nationwide Building Society said on Wednesday it would be cutting\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11972,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/barclays-launches-lowest-ever-10-year-fixed-rate-mortgage\/","url_meta":{"origin":110591,"position":2},"title":"Barclays launches lowest ever 10-year fixed-rate mortgage","date":"January 7, 2015","format":false,"excerpt":"\r Latest salvo in mortgage war is good news for buyers and professionals as property market dipsBarclays has fired the latest salvo in a new mortgage price war by launching the lowest ever 10-year fixed-rate loanThe mortgage, which is available from 8 January and comes with a \u00a3999 fee, allows\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":83845,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-ends-fixed-rate-mortgage-in-hong-kong-a-week-after-feds-rate-rise\/","url_meta":{"origin":110591,"position":3},"title":"HSBC ends fixed-rate mortgage in Hong Kong a week after Fed\u2019s rate rise","date":"March 27, 2018","format":false,"excerpt":"\r HSBC, Hong Kong\u2019s biggest lender, will stop offering its fixed-rate mortgage plan on Thursday, a week after the US Federal Reserve raised its key interest rate by 25 basis points. The move comes at a time of fierce competition between banks in Hong Kong to attract mortgage customers. The\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":98435,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/can-my-ex-partner-get-a-mortgage-deal-so-she-can-stay-in-our-house\/","url_meta":{"origin":110591,"position":4},"title":"Can my ex-partner get a mortgage deal so she can stay in our house?","date":"September 24, 2018","format":false,"excerpt":"\r She doesn\u2019t have funds to buy me out and couldn\u2019t afford to pay the whole mortgageQ My partner and I bought a house together as tenants in common with a four-year fixed-rate mortgage. The house was \u00a3370,000 and the deposit was \u00a3150,000 which I had inherited on my dad\u2019s\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":63204,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/extraordinary-interest-rates-on-10-year-fixed-rate-mortgage-deals\/","url_meta":{"origin":110591,"position":5},"title":"\u2018Extraordinary\u2019 interest rates on 10-year fixed-rate mortgage deals","date":"November 2, 2014","format":false,"excerpt":"\r Is a decade too long to tie yourself into a mortgage? Just watch out for early repayment charges, brokers warnTen years \u2026 it that too long to tie yourself into a mortgage deal? 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