{"id":110212,"date":"2019-08-26T13:00:41","date_gmt":"2019-08-26T06:00:41","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/we-want-to-port-our-mortgage-to-a-cheaper-property\/"},"modified":"2019-08-26T13:04:35","modified_gmt":"2019-08-26T06:04:35","slug":"we-want-to-port-our-mortgage-to-a-cheaper-property","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/we-want-to-port-our-mortgage-to-a-cheaper-property\/","title":{"rendered":"We want to port our mortgage to a cheaper property"},"content":{"rendered":"


\nI won\u2019t be working as much, so will we end up with cash in our bank if we do this?Q We live in London and want to port our mortgage to a cheaper property. We bought our house for \u00a3444,000. The original mortgage was \u00a3333,000 and we now owe just under \u00a3320,000. If we wanted to buy a house for \u00a3400,000 or \u00a3385,000, would we actually get cash in the bank when we sell our current house? I won\u2019t be working as much so we\u2019d like more savings in the bank and less of a monthly mortgage outgoings. I am quite confused about the process and was wondering if you could shed any light.CH Continue reading…
\n
\nSource : theguardian.com
\nRead more…We want to port our mortgage to a cheaper property<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

I won\u2019t be working as much, so will we end up with cash in our...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-110212","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-sFC","jetpack-related-posts":[{"id":10438,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-to-let-landlords-keep-benefiting-from-cheaper-mortgages\/","url_meta":{"origin":110212,"position":0},"title":"Buy-to-let landlords keep benefiting from cheaper mortgages","date":"April 12, 2016","format":false,"excerpt":"\r Finance website Moneyfacts says buy-to-let mortgage rates continue to fall despite Bank of England moves to dampen marketBuy-to-let landlords are continuing to benefit from falling mortgage rates, according to new data, despite policymakers saying they are keeping a close eye on the fast-growing sector.Data from finance website Moneyfacts shows\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":23679,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/aa-drives-into-mortgage-market-with-fixed-rate-deals\/","url_meta":{"origin":110212,"position":1},"title":"AA drives into mortgage market with fixed-rate deals","date":"August 23, 2016","format":false,"excerpt":"\r Fee-free loans will be available for customers with breakdown cover who want to switch their mortgage, but only up to 60% of their property\u2019s valueThe AA, best known for rescuing motorists whose cars won\u2019t start, is to offer fee-free mortgages to its breakdown cover customers. Following a tie-up with\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":133585,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homeowners-are-you-considering-downsizing-for-cheaper-mortgage-repayments\/","url_meta":{"origin":110212,"position":2},"title":"UK homeowners: are you considering downsizing for cheaper mortgage repayments?","date":"January 5, 2023","format":false,"excerpt":"\r We\u2019d like to hear from homeowners in the UK who are thinking of downsizing to a cheaper property in order to reduce monthly mortgage paymentsAs disposable incomes in the UK are forecast to slump by 3.8% in 2023, and more than five million families could see their annual mortgage\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":76192,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/increase-in-hong-kong-mortgage-rate-will-make-renting-cheaper-in-seven-out-of-10-housing-estates\/","url_meta":{"origin":110212,"position":3},"title":"Increase in Hong Kong mortgage rate will make renting cheaper in seven out of 10 housing estates","date":"January 10, 2018","format":false,"excerpt":"\r Seven out of 10 housing estates might find buyers discouraged as renting will become cheaper than mortgage payments when the mortgage rate increases to 3 per cent, which might also finally cool housing prices in the world\u2019s least affordable urban centre to live in, according to research conducted exclusively\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":64413,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-volume-stuck-for-second-straight-week-but-jumbo-loans-get-cheaper\/","url_meta":{"origin":110212,"position":4},"title":"Mortgage volume stuck for second straight week, but jumbo loans get cheaper","date":"August 23, 2017","format":false,"excerpt":"\r Both homeowners and homebuyers seem unimpressed by the lowest mortgage interest rates of the year.\r \r Source : cnbc.com\r Read more...Mortgage volume stuck for second straight week, but jumbo loans get cheaper","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":159867,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hsbc-rolls-out-fixed-mortgage-plan-at-2-73-ahead-of-fed-rate-cut\/","url_meta":{"origin":110212,"position":5},"title":"HSBC rolls out fixed mortgage plan at 2.73% ahead of Fed rate cut","date":"August 25, 2025","format":false,"excerpt":"\r Hong Kong\u2019s largest bank has rolled out a fixed-rate mortgage plan, charging lower interest for home loan borrowers ahead of the first relaxation in monetary policy this year, expected in mid-September. HSBC launched a mortgage plan fixed at 2.73 per cent per annum on Monday for either the first\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/110212"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=110212"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/110212\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=110212"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=110212"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=110212"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}