{"id":110146,"date":"2019-08-23T21:57:00","date_gmt":"2019-08-23T14:57:00","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/heres-why-you-might-want-to-rethink-getting-an-adjustable-rate-mortgage\/"},"modified":"2019-08-23T22:04:00","modified_gmt":"2019-08-23T15:04:00","slug":"heres-why-you-might-want-to-rethink-getting-an-adjustable-rate-mortgage","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/heres-why-you-might-want-to-rethink-getting-an-adjustable-rate-mortgage\/","title":{"rendered":"Here&#039;s why you might want to rethink getting an adjustable rate mortgage"},"content":{"rendered":"<p>&#013;<br \/>\nWith recessionary fears causing longer-term interest rates to hover near or below short-term rates, the advantage that typically comes with adjustable-rate mortgages has shrunk \u2014 or entirely disappeared \u2014 at some lenders.&#013;<br \/>\n&#013;<br \/>\nSource : cnbc.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.cnbc.com\/2019\/08\/23\/why-you-might-want-to-rethink-getting-an-adjustable-rate-mortgage.html\" target=\"_blank\">Here&#8217;s why you might want to rethink getting an adjustable rate mortgage<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; With recessionary fears causing longer-term interest rates to hover near or below short-term rates, the&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-110146","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-sEy","jetpack-related-posts":[{"id":140016,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/adjustable-rate-mortgage-demand-hits-highest-level-in-nearly-a-year-as-interest-rates-continue-to-climb\/","url_meta":{"origin":110146,"position":0},"title":"Adjustable-rate mortgage demand hits highest level in nearly a year as interest rates continue to climb","date":"October 25, 2023","format":false,"excerpt":"\r Mortgage demand has essentially stalled at the slowest pace since 1995, as mortgage interest rates continue to rise.\r \r Source : cnbc.com\r Read more...Adjustable-rate mortgage demand hits highest level in nearly a year as interest rates continue to climb","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":139826,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/adjustable-rate-mortgage-demand-spiked-last-week-heres-why\/","url_meta":{"origin":110146,"position":1},"title":"Adjustable-rate mortgage demand spiked last week. Here&#039;s why.","date":"October 11, 2023","format":false,"excerpt":"\r \r \r Source : cnbc.com\r Read more...Adjustable-rate mortgage demand spiked last week. Here's why.","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":143945,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/demand-for-riskier-adjustable-rate-mortgages-hits-highest-level-of-the-year-due-to-rising-rates\/","url_meta":{"origin":110146,"position":2},"title":"Demand for riskier adjustable-rate mortgages hits highest level of the year, due to rising rates","date":"May 1, 2024","format":false,"excerpt":"\r The share of ARM applications rose to 7.8% of mortgage demand last week, according to the Mortgage Bankers Association. That is the highest level of the year.\r \r Source : cnbc.com\r Read more...Demand for riskier adjustable-rate mortgages hits highest level of the year, due to rising rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":140109,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/adjustable-rate-mortgage-demand-jumps-nearly-10-as-buyers-struggle-to-afford-todays-pricey-housing-market\/","url_meta":{"origin":110146,"position":3},"title":"Adjustable-rate mortgage demand jumps nearly 10% as buyers struggle to afford today&#039;s pricey housing market","date":"November 1, 2023","format":false,"excerpt":"\r Last week, the average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($726,200 or less) decreased to 7.86% from 7.90%.\r \r Source : cnbc.com\r Read more...Adjustable-rate mortgage demand jumps nearly 10% as buyers struggle to afford today's pricey housing market","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":171824,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/rising-mortgage-rates-cause-surge-in-demand-for-riskier-loans\/","url_meta":{"origin":110146,"position":4},"title":"Rising mortgage rates cause surge in demand for riskier loans","date":"May 20, 2026","format":false,"excerpt":"\r Mortgage rates continued to rise last week, causing more borrowers to head to adjustable-rate loans, which are cheaper but considered riskier.\r \r Source : cnbc.com\r Read more...Rising mortgage rates cause surge in demand for riskier loans","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":163110,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/refinance-demand-is-81-higher-than-it-was-a-year-ago-thanks-to-falling-mortgage-rates\/","url_meta":{"origin":110146,"position":5},"title":"Refinance demand is 81% higher than it was a year ago, thanks to falling mortgage rates","date":"October 22, 2025","format":false,"excerpt":"\r Sliding mortgage rates are pushing more current borrowers to refinance and also juicing demand for adjustable-rate loans.\r \r Source : cnbc.com\r Read more...Refinance demand is 81% higher than it was a year ago, thanks to falling mortgage rates","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/110146"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=110146"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/110146\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=110146"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=110146"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=110146"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}