{"id":10960,"date":"2016-04-20T00:00:00","date_gmt":"2016-04-19T17:00:00","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-squeeze-tougher-lending-rules-tipped\/"},"modified":"2016-04-20T00:59:13","modified_gmt":"2016-04-19T17:59:13","slug":"mortgage-squeeze-tougher-lending-rules-tipped","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-squeeze-tougher-lending-rules-tipped\/","title":{"rendered":"Mortgage squeeze: tougher lending rules tipped"},"content":{"rendered":"<p>&#013;<br \/>\nThe Reserve Bank could expand mortgage lending restrictions or take even more radical measures in an effort to head off the housing boom as it rolls down the country, economists say.This could see deposit requirements lifted for&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : nzherald.co.nz\/Property&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.nzherald.co.nz\/property\/news\/article.cfm?c_id=8&amp;objectid=11625346&amp;ref=rss\" target=\"_blank\">Mortgage squeeze: tougher lending rules tipped<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; The Reserve Bank could expand mortgage lending restrictions or take even more radical measures in&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-10960","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-2QM","jetpack-related-posts":[{"id":67142,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/large-buy-to-let-landlords-braced-for-tougher-mortgage-rules\/","url_meta":{"origin":10960,"position":0},"title":"Large buy-to-let landlords braced for tougher mortgage rules","date":"September 22, 2017","format":false,"excerpt":"\r Banks will assess the viability of portfolios not single properties before lending\r \r Source : ft.com\r Read more...Large buy-to-let landlords braced for tougher mortgage rules","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":34866,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-to-let-lending-falls-as-tougher-rules-bite\/","url_meta":{"origin":10960,"position":1},"title":"Buy-to-let lending falls as tougher rules bite","date":"November 18, 2016","format":false,"excerpt":"\r Nationwide says new affordability tests introduced ahead of tax changes have made life more difficult for landlordsThe first signs that the buy-to-let boom could be coming to an end have emerged in figures from the Nationwide building society, which showed that lending to landlords went into the reverse over\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":119221,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/auckland-house-prices-buying-frenzy-tipped-after-reserve-bank-announcements\/","url_meta":{"origin":10960,"position":2},"title":"Auckland house prices: Buying frenzy tipped after Reserve Bank announcements","date":"November 12, 2020","format":false,"excerpt":"\r New Zealand's red-hot housing market could soar to unseen heights this summer as home buyers scramble to buy before tougher home loan lending rules are rushed back in.House prices were already running at record levels in recent...\r \r Source : nzherald.co.nz\/Property\r Read more...Auckland house prices: Buying frenzy tipped after\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":110595,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/australia-mortgage-lending-surges-on-relaxed-lending-rules\/","url_meta":{"origin":10960,"position":3},"title":"Australia mortgage lending surges on relaxed lending rules","date":"September 9, 2019","format":false,"excerpt":"\r House prices in big cities begin to recover following 10% slump\r \r Source : ft.com\r Read more...Australia mortgage lending surges on relaxed lending rules","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2118,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/are-you-a-mortgage-misfit\/","url_meta":{"origin":10960,"position":4},"title":"Are you a mortgage misfit?","date":"March 14, 2015","format":false,"excerpt":"\r Tougher rules mean a growing number of borrowers are finding it hard to get a mortgage. But there are options for those who no longer fit lenders\u2019 criteriaAre you over 45? Self-employed? Divorced and remortgaging late in life? Got your eye on a great ex-council house? Or like the\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":159055,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-mortgage-cap-jumps-by-as-much-as-24-as-bank-eases-lending-rules\/","url_meta":{"origin":10960,"position":5},"title":"Santander mortgage cap jumps by as much as 24% as bank eases lending rules","date":"August 12, 2025","format":false,"excerpt":"\r Some higher-earning couples with smaller deposits could borrow extra \u00a3130,000 as a result of overnight changesSome couples applying for a Santander mortgage will see the maximum they can borrow increase by \u00a3130,000 overnight after the bank loosened its lending rules.Santander is the latest in a line of lenders to\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/10960"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=10960"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/10960\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=10960"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=10960"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=10960"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}