{"id":10920,"date":"2011-07-30T16:59:01","date_gmt":"2011-07-30T09:59:01","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/does-my-former-partner-have-a-share-in-this-endowment\/"},"modified":"2016-04-19T12:04:46","modified_gmt":"2016-04-19T05:04:46","slug":"does-my-former-partner-have-a-share-in-this-endowment","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/does-my-former-partner-have-a-share-in-this-endowment\/","title":{"rendered":"Does my former partner have a share in this endowment?"},"content":{"rendered":"<p>&#013;<br \/>\nI have paid all the premiums, but the policy is in both our names and he refuses to assign his share to meAs soon as I bought a house, 18 years ago, my then partner moved in. The property was in my sole name, as was the mortgage, although we did have a joint endowment policy. The relationship lasted a year, during which time I paid for the mortgage, the endowment premiums and pretty much everything else. He left, taking with him all the domestic items he had bought.I have continued to pay for the endowment ever since, until now when I have realised the full implications. I have traced my ex-partner and asked him to assign his share to me. To resolve the problem, I would be willing to give him 1\/18th of the policy value when it pays out, even though he contributed nothing. He refused and has been extremely unpleasant. If we can&#8217;t reach agreement, will we need to go before a judge? MM, London  Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.theguardian.com\/money\/2011\/jul\/30\/endowment-policy-former-partner-conflict\" target=\"_blank\">Does my former partner have a share in this endowment?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; I have paid all the premiums, but the policy is in both our names and&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-10920","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-2Q8","jetpack-related-posts":[{"id":73509,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/what-happens-to-the-money-from-old-endowment-policies\/","url_meta":{"origin":10920,"position":0},"title":"What happens to the money from old endowment policies?","date":"January 29, 2014","format":false,"excerpt":"\r We have continued to pay the monthly premiums despite not needing the policies to pay off our mortgageQ My wife and I have four endowment polices which we took out with our first four mortgages back in the early 1980s. When it became apparent these were not going to\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":129976,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-cash-in-my-endowment-and-pay-off-my-41000-interest-only-mortgage\/","url_meta":{"origin":10920,"position":1},"title":"Should I cash in my endowment and pay off my \u00a341,000 interest-only mortgage?","date":"September 26, 2022","format":false,"excerpt":"\r I could use the \u00a3200 a month to overpay on my repayment mortgageQ My endowment is due to mature next year in September. It is a nonprofit policy, so there is no bonus for letting it mature.The endowment is currently valued at about \u00a351,000, which is about \u00a310,000 more\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":65912,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/will-my-failing-endowment-be-taxed\/","url_meta":{"origin":10920,"position":2},"title":"Will my failing endowment be taxed?","date":"April 18, 2012","format":false,"excerpt":"\r Q My endowment policy matures in 2013. It is no longer connected to my mortgage \u2013 thank goodness, as there's a massive shortfall \u2013 so will the proceeds be subject to tax? I am a higher rate tax payer and am concerned that not only did this policy fall\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":61292,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-cash-in-my-endowment-early-to-pay-off-my-mortgage\/","url_meta":{"origin":10920,"position":3},"title":"Should I cash in my endowment early to pay off my mortgage?","date":"July 20, 2017","format":false,"excerpt":"\r I\u2019m thinking of topping up its current cash-in value with a personal loan so I can pay off the mortgage when my deal endsQ The current fixed-rate deal on my interest-only mortgage of \u00a347,000 will finish at the end of next March, and the entire mortgage term is due\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":41853,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/halifax-is-chasing-a-debt-on-a-house-my-wife-left-20-years-ago\/","url_meta":{"origin":10920,"position":4},"title":"Halifax is chasing a debt on a house my wife left 20 years ago","date":"January 25, 2017","format":false,"excerpt":"\r Her ex had forged her signature on forms and is still insisting she is liable My wife took out a joint endowment mortgage with her ex nearly 20 years ago. She left the property in 1997 and advised Halifax of her new address, but her ex refused to take\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":49644,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-death-of-the-mortgage-salesman-is-unfortunately-premature\/","url_meta":{"origin":10920,"position":5},"title":"The death of the mortgage salesman is unfortunately premature","date":"March 25, 2017","format":false,"excerpt":"\r Lenders now pay mortgage brokers \u2018retention\u2019 fees for simply rolling you over from one of their deals to anotherWe thought the \u201ccommission hungry salesman\u201d had been consigned to the museum of financial horrors, next to the exhibits on Equitable Life and endowment mortgages. But are these relics in fact\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/10920"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=10920"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/10920\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=10920"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=10920"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=10920"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}