{"id":109189,"date":"2019-07-20T13:00:23","date_gmt":"2019-07-20T06:00:23","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-switch-now-to-cut-your-payments\/"},"modified":"2019-07-20T13:02:51","modified_gmt":"2019-07-20T06:02:51","slug":"mortgages-switch-now-to-cut-your-payments","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgages-switch-now-to-cut-your-payments\/","title":{"rendered":"Mortgages: switch now to cut your payments"},"content":{"rendered":"<p>&#013;<br \/>\nHomeowners could save \u00a3200 a month thanks to competitive rates and higher prices, says lenderMore than \u00a326bn worth of mortgage deals are due to mature in October, the largest monthly volume of the year, according to new figures released this week.So if one of those thousands of home loans is yours, you might want to start thinking about looking for a new deal now \u2013 particularly as you may be able to make a chunky saving on your monthly payments. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/money\/2019\/jul\/20\/mortgages-switch-now-to-cut-your-payments\" target=\"_blank\">Mortgages: switch now to cut your payments<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Homeowners could save \u00a3200 a month thanks to competitive rates and higher prices, says lenderMore&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-109189","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-sp7","jetpack-related-posts":[{"id":139400,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/one-in-four-new-uk-homeowners-opt-for-marathon-mortgages-to-cut-payments\/","url_meta":{"origin":109189,"position":0},"title":"One-in-four new UK homeowners opt for \u2018marathon mortgages\u2019 to cut payments","date":"October 2, 2023","format":false,"excerpt":"\r Buyers under 29 choosing at least 35-year repayment terms to bridge gap between rising living costs and high asking prices, says ExperianA quarter of young homeowners who have a new mortgage have opted to pay it back over 35 years or more in an attempt to make monthly payments\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137410,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-homeowners-face-huge-rise-in-payments-when-fixed-rate-mortgages-expire\/","url_meta":{"origin":109189,"position":1},"title":"UK homeowners face huge rise in payments when fixed-rate mortgages expire","date":"June 17, 2023","format":false,"excerpt":"\r More than 2.4m deals are ending in 2024, raising fears of financial timebombMore than a quarter of UK homeowners on a fixed-rate mortgage are heading for sharp increase in monthly payments before the next election, in a financial timebomb that will rock the Conservatives just as voters prepare to\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":350,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/property-report-downsides-of-reverse-mortgages\/","url_meta":{"origin":109189,"position":2},"title":"Property Report: Downsides of reverse mortgages","date":"December 9, 2015","format":false,"excerpt":"\r Reverse mortgages are back from the dead. These mortgages, from providers such as Heartland Bank and SBS Bank allow people aged 60 and older to release capital from their homes for spending.There are no monthly payments and the...\r \r Source : nzherald.co.nz\/Property Report\r Read more...Property Report: Downsides of reverse\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136039,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/marathon-mortgages-of-up-to-40-years-on-rise-among-uk-first-time-buyers\/","url_meta":{"origin":109189,"position":3},"title":"Marathon mortgages of up to 40 years on rise among UK first-time buyers","date":"April 22, 2023","format":false,"excerpt":"\r More opt for longer loan deals and lower monthly payments as rents soar in cost of living crisisA standard mortgage used to run for 25 years but experts are reporting a growing trend for marathon loans spread over up to 40 years as first-time buyers and movers opt for\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":137920,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/interest-only-mortgages-a-godsend-for-uk-borrowers-if-you-can-get-one\/","url_meta":{"origin":109189,"position":4},"title":"Interest-only mortgages: a godsend for UK borrowers (if you can get one)","date":"June 24, 2023","format":false,"excerpt":"\r Such deals can halve your monthly payments but lenders are picky and there are drawbacksIf you are one of those households staring down the prospect of unaffordable monthly mortgage repayments, one option is to go interest-only.Massive before the 2008 financial crisis, interest-only mortgages in which the borrower only repays\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":134372,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/will-the-interest-rate-rise-trigger-a-stampede-for-tracker-mortgages\/","url_meta":{"origin":109189,"position":5},"title":"Will the interest rate rise trigger a stampede for tracker mortgages?","date":"February 3, 2023","format":false,"excerpt":"\r Hints by Bank of England that rates may have peaked leaves those remortgaging in a quandaryWhat does the Bank of England interest rate rise mean for you?The rush towards tracker mortgages that began even before Thursday\u2019s interest rate rise could well become a stampede after the Bank of England\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/109189"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=109189"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/109189\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=109189"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=109189"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=109189"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}