{"id":108100,"date":"2019-06-14T18:05:48","date_gmt":"2019-06-14T11:05:48","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-has-helped-the-well-off-and-made-the-housing-crisis-worse-vicky-spratt\/"},"modified":"2019-06-14T18:06:52","modified_gmt":"2019-06-14T11:06:52","slug":"help-to-buy-has-helped-the-well-off-and-made-the-housing-crisis-worse-vicky-spratt","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-has-helped-the-well-off-and-made-the-housing-crisis-worse-vicky-spratt\/","title":{"rendered":"Help to buy has helped the well-off \u2013 and made the housing crisis worse | Vicky Spratt"},"content":{"rendered":"<p>&#013;<br \/>\nMore than half of those using the scheme could already afford a home. The government must stop propping up a broken marketConservative politicians have long professed their infallible belief that Britain should be a \u201cproperty-owning democracy\u201d. From Noel Skelton, who actually came up with the phrase in the 1920s, to Margaret Thatcher, who usually gets the credit, it is their maxim. So in 2010, when David Cameron found himself presiding over a fall in homeownership so severe that it hit a 30-year low and hearing that even the middle classes couldn\u2019t get on the housing ladder, he felt compelled to act. Related: Most help-to-buy recipients could already afford a home  Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.theguardian.com\/commentisfree\/2019\/jun\/14\/help-to-buy-well-off-housing-crisis-afford-market\" target=\"_blank\">Help to buy has helped the well-off \u2013 and made the housing crisis worse | Vicky Spratt<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; More than half of those using the scheme could already afford a home. The government&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-108100","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-s7y","jetpack-related-posts":[{"id":121864,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/housing-crisis-many-homeowners-couldnt-afford-their-own-properties-if-they-were-buying-now\/","url_meta":{"origin":108100,"position":0},"title":"Housing crisis: Many homeowners couldn&#039;t afford their own properties if they were buying now","date":"September 7, 2021","format":false,"excerpt":"\r By RNZ Three out five home owners would not be able to afford their property if they had to buy it at the current valuation, Consumer NZ has revealed.The figures were gathered through the organisation's sentiment tracker, which...\r \r Source : nzherald.co.nz\/Property\r Read more...Housing crisis: Many homeowners couldn't afford\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":124361,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/exposing-the-big-lie-behind-help-to-buy\/","url_meta":{"origin":108100,"position":1},"title":"Exposing the big lie behind help to buy","date":"January 27, 2022","format":false,"excerpt":"\r The Tory belief that private home ownership can solve the housing crisis is deeply flawed, writes Mike Lambert, while Bernie Evans calls for more help for private sector tenants. Plus views from both sides of the buy-to-let debate.Polly Toynbee (The verdict is in: George Osborne\u2019s help-to-buy scheme has been\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":28087,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/tory-housing-policy-overhaul-could-include-rent-to-buy\/","url_meta":{"origin":108100,"position":2},"title":"Tory housing policy overhaul could include rent-to-buy","date":"October 1, 2016","format":false,"excerpt":"\r Proposals to tackle the country\u2019s housing crisis expected at party conference next weekThe government is considering a shift in its housing policy away from a primary focus on home ownership in an acceptance that many people on lower incomes cannot afford to buy a property and instead need help\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":10986,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/explore-our-interactive-where-in-new-zealand-can-you-afford-to-buy-a-home\/","url_meta":{"origin":108100,"position":3},"title":"Explore our interactive: Where in New Zealand can you afford to buy a home?","date":"April 20, 2016","format":false,"excerpt":"\r The Herald's Home Truths series examines the causes of our growing housing unaffordability crisis and explores possible solutions. Follow the full series here . Runaway house prices have put almost 90 per cent of the Auckland...\r \r Source : nzherald.co.nz\/Property\r Read more...Explore our interactive: Where in New Zealand can\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":132506,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/we-cant-build-our-way-out-of-the-growing-housing-crisis-letters\/","url_meta":{"origin":108100,"position":4},"title":"We can\u2019t build our way out of the growing housing crisis | Letters","date":"December 8, 2022","format":false,"excerpt":"\r John Worrall, Philip Kerridge and John Rigby on the problems that continue to plague Britain\u2019s housing market One implication of your editorial on housing (1 December) is that greater supply would make housing more affordable. That would mean developers increasing supply to the point where they\u2019d have to drop\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":19980,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-mum-and-dad-is-now-paying-the-rent-too\/","url_meta":{"origin":108100,"position":5},"title":"Bank of Mum and Dad is now paying the rent, too","date":"July 17, 2016","format":false,"excerpt":"\r Parents in Britain put hand into pocket to the tune of \u00a31bn a year, as housing crisis growsThe Bank of Mum and Dad \u2013 the lender of last resort for their grown-up children unable to afford a deposit to buy a home \u2013 has moved into the private rentals\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/108100"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=108100"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/108100\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=108100"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=108100"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=108100"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}