{"id":10766,"date":"2016-04-16T13:00:11","date_gmt":"2016-04-16T06:00:11","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/thought-you-were-too-old-to-get-a-mortgage-now-you-can-have-one-at-95\/"},"modified":"2016-04-16T13:19:30","modified_gmt":"2016-04-16T06:19:30","slug":"thought-you-were-too-old-to-get-a-mortgage-now-you-can-have-one-at-95","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/thought-you-were-too-old-to-get-a-mortgage-now-you-can-have-one-at-95\/","title":{"rendered":"Thought you were too old to get a mortgage? Now you can have one at 95"},"content":{"rendered":"


\nA deal with a cut-off age of 95 has been hailed as a \u2018massive shot in the arm for the mature borrower market\u2019Think you\u2019re too old for a mortgage? Think again. Guardian Money can reveal details of a new home loan you can have until you are 95.As the name suggests, the 55+ Mortgage is exclusively for over-55s and is being described as \u201ca flexible way to borrow money in later life\u201d. This isn\u2019t an equity release deal \u2013 it\u2019s a standard mortgage where you pay the interest on the loan each month and retain 100% ownership of your property. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Thought you were too old to get a mortgage? Now you can have one at 95<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

A deal with a cut-off age of 95 has been hailed as a \u2018massive shot...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-10766","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-2NE","jetpack-related-posts":[{"id":11990,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-lenders-launch-mortgage-price-war\/","url_meta":{"origin":10766,"position":0},"title":"Help to Buy lenders launch mortgage price war","date":"January 19, 2014","format":false,"excerpt":"\r Borrowers wanting a 95% mortgage are benefiting from greater competition, as Barclays becomes the latest to enter the marketProspective buyers with small deposits are benefiting from a price war among mortgage lenders, say brokers, after the last of the major high street banks launched its 95% deal under Help\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":6302,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/help-to-buy-scheme-needs-replacement-before-it-ends-warn-mortgage-lenders\/","url_meta":{"origin":10766,"position":1},"title":"Help-to-buy scheme needs replacement before it ends, warn mortgage lenders","date":"March 5, 2015","format":false,"excerpt":"\r Failure to replace mortgage guarantee scheme, which is due to end in 2016, would hit first-time buyers and competition in housing market, says IMLAFailure to replace the help-to-buy mortgage guarantee scheme when it comes to an end next year will choke off competition and push the first-time buyer market\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":155342,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-guarantee-scheme-due-to-end-with-no-news-on-replacement\/","url_meta":{"origin":10766,"position":2},"title":"UK mortgage guarantee scheme due to end with no news on replacement","date":"June 7, 2025","format":false,"excerpt":"\r More than 53,000 mortgages have been completed using scheme, which encourages lenders to offer up to 95% loansA government scheme to encourage UK lenders to offer 95% mortgages is scheduled to end this month, with no word yet on when its replacement will be launched.The mortgage guarantee scheme went\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":170488,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-launches-98-mortgage-for-first-time-buyers-with-strict-rules\/","url_meta":{"origin":10766,"position":3},"title":"Santander launches 98% mortgage for first-time buyers \u2013 with strict rules","date":"February 4, 2026","format":false,"excerpt":"\r High street bank breaks traditional 95% limit, but experts say take-up will be limited by exclusions on flats and new buildsOne of Britain\u2019s biggest banks has launched a mortgage that lets first-time buyers borrow up to 98% of the property\u2019s value \u2013 but experts said the \u201cvery strict\u201d rules\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":105321,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/loan-officer-explains-his-best-tips-for-finding-the-best-mortgage\/","url_meta":{"origin":10766,"position":4},"title":"Loan officer explains his best tips for finding the best mortgage","date":"March 23, 2019","format":false,"excerpt":"\r CNBC's \"Power Lunch\" team and Diana Olick are joined by Matt Weaver, Cross Country Mortgage loan officer and vice president of sales, to discuss what home buyers best mortgage options are.\r \r Source : cnbc.com\r Read more...Loan officer explains his best tips for finding the best mortgage","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":130657,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/should-i-pay-off-my-student-loan-and-use-spare-cash-to-overpay-my-mortgage\/","url_meta":{"origin":10766,"position":5},"title":"Should I pay off my student loan and use spare cash to overpay my mortgage?","date":"October 10, 2022","format":false,"excerpt":"\r I have \u00a35,000 left on the loan, which I pay \u00a3264 a month towards, and have a \u00a3168,000 mortgageQ I have a two-bedroom house in a desirable city. The property is worth more than \u00a3300,000 and I have a mortgage of \u00a3168,000. 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