{"id":107447,"date":"2019-05-24T22:31:57","date_gmt":"2019-05-24T15:31:57","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-warns-over-risky-lending-in-mortgage-market\/"},"modified":"2019-05-24T23:05:04","modified_gmt":"2019-05-24T16:05:04","slug":"bank-of-england-warns-over-risky-lending-in-mortgage-market","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-warns-over-risky-lending-in-mortgage-market\/","title":{"rendered":"Bank of England warns over risky lending in mortgage market"},"content":{"rendered":"


\nRegulation chief says stricter rules could be imposed as price war threatens stability The Bank of England has raised a red flag over the state of the mortgage market, warning lenders that stricter rules could be imposed if they take on too much risk.The head of the Bank\u2019s Prudential Regulation Authority, which is responsible for stability in the financial sector, said it was \u201centirely unsurprising\u201d that competition across the mortgage market had forced lenders to take on riskier clients. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Bank of England warns over risky lending in mortgage market<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Regulation chief says stricter rules could be imposed as price war threatens stability The Bank...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-107447","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-rX1","jetpack-related-posts":[{"id":82915,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-taking-increasing-risks-warns-bank-of-england\/","url_meta":{"origin":107447,"position":0},"title":"Mortgage lenders taking increasing risks, warns Bank of England","date":"March 16, 2018","format":false,"excerpt":"\r Threadneedle Street puts banks on notice as it prepares for annual stress test of resilienceThe Bank of England has warned high street banks are taking increasing risks selling mortgages and commercial loans that could threaten the stability of the financial system if left unchecked. Threadneedle Street put banks on\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":60330,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-warns-lenders-against-risky-accounting-that-bends-rules\/","url_meta":{"origin":107447,"position":1},"title":"Bank of England warns lenders against risky accounting that bends rules","date":"July 10, 2017","format":false,"excerpt":"\r \r \r Source : telegraph.co.uk\r Read more...Bank of England warns lenders against risky accounting that bends rules","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9360,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/bank-of-england-clamps-down-on-buy-to-let-lending\/","url_meta":{"origin":107447,"position":2},"title":"Bank of England clamps down on buy-to-let lending","date":"March 29, 2016","format":false,"excerpt":"\r Fears that surge in landlord lending risks UK financial stability pushes Bank to impose new conditions on buy-to-let mortgages The Bank of England is clamping down on buy-to-let mortgage lending as it warns that the outlook for financial stability in the UK has worsened. The Bank\u2019s financial policy committee\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":122585,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lending-strengthens-despite-bank-of-england-base-rate-warning\/","url_meta":{"origin":107447,"position":3},"title":"Mortgage lending strengthens despite Bank of England base rate warning","date":"October 14, 2021","format":false,"excerpt":"\r Mortgage lenders continuing to offer lower interest rates amid price war sparked by stamp duty tax cutA mortgage price war that has brought the cost of monthly payments down over the last year is expected to continue until at least next month despite warnings that lenders\u2019 profit margins could\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":159055,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-mortgage-cap-jumps-by-as-much-as-24-as-bank-eases-lending-rules\/","url_meta":{"origin":107447,"position":4},"title":"Santander mortgage cap jumps by as much as 24% as bank eases lending rules","date":"August 12, 2025","format":false,"excerpt":"\r Some higher-earning couples with smaller deposits could borrow extra \u00a3130,000 as a result of overnight changesSome couples applying for a Santander mortgage will see the maximum they can borrow increase by \u00a3130,000 overnight after the bank loosened its lending rules.Santander is the latest in a line of lenders to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":127090,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-lenders-told-they-can-scrap-affordability-rules-for-buyers\/","url_meta":{"origin":107447,"position":5},"title":"UK mortgage lenders told they can scrap affordability rules for buyers","date":"June 20, 2022","format":false,"excerpt":"\r Bank of England feels other measures will play stronger role in guarding against household debtLenders will no longer have to check whether homeowners could afford mortgage payments at higher interest rates after the Bank of England ditched rules originally designed to avoid another 2007-style credit crunch.The rules, introduced in\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/107447"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=107447"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/107447\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=107447"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=107447"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=107447"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}