{"id":10572,"date":"2016-04-13T17:39:18","date_gmt":"2016-04-13T10:39:18","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/if-i-go-travelling-does-my-bank-need-to-know-i-have-a-lodger\/"},"modified":"2016-04-13T17:41:38","modified_gmt":"2016-04-13T10:41:38","slug":"if-i-go-travelling-does-my-bank-need-to-know-i-have-a-lodger","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/if-i-go-travelling-does-my-bank-need-to-know-i-have-a-lodger\/","title":{"rendered":"If I go travelling, does my bank need to know I have a lodger?"},"content":{"rendered":"


\n I don\u2019t know whether being away for six months will mean I\u2019m classified as a proper landlord, which requires me having a buy-to-let mortgageQ: I have a two-bed house, which is solely owned by me. I live with a lodger who is one of my closest friends. My mortgage still has another eight years to run. However, with the savings I\u2019ve got I could probably clear it in two years. I had intended to do this and then go travelling. However, I\u2019m utterly sick of my job and want to go travelling now. I think I could probably afford this by living off my savings, with the money I\u2019m receiving in rent paying for the mortgage while I\u2019m gone. Continue reading…
\n
\nSource : theguardian.com
\nRead more…If I go travelling, does my bank need to know I have a lodger?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

I don\u2019t know whether being away for six months will mean I\u2019m classified as a...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-10572","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-2Kw","jetpack-related-posts":[{"id":26846,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/we-want-to-get-a-lodger-will-our-mortgage-rate-change\/","url_meta":{"origin":10572,"position":0},"title":"We want to get a lodger \u2013 will our mortgage rate change?","date":"September 22, 2016","format":false,"excerpt":"\r My partner and I have signed the mortgage offer on a two-bed flat, but have yet to tell the lender our rental plansQ I am about to buy a property with my partner and have agreed and signed the offer on a fixed-rate mortgage. We are buying a two-bedroom\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":160042,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/getting-a-lodger-how-to-earn-extra-cash-by-letting-a-room-in-your-home\/","url_meta":{"origin":10572,"position":1},"title":"Getting a lodger: how to earn extra cash by letting a room in your home","date":"August 27, 2025","format":false,"excerpt":"\r The government\u2019s \u2018rent a room\u2019 scheme lets you earn up to \u00a37,500 a year tax-free from letting out accommodationTechnically, a lodger is different to a tenant. A lodger is someone who rents a room in someone else\u2019s home, usually sharing living spaces such as the kitchen and bathroom. By\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7928,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-lodger-allowance-that-could-make-your-spare-room-a-money-spinner\/","url_meta":{"origin":10572,"position":2},"title":"The lodger allowance that could make your spare room a money-spinner","date":"March 14, 2016","format":false,"excerpt":"\r The tax-free sum you can earn from renting is set to soar \u2013 and homeowners aren\u2019t the only ones who could benefitWhen it comes to making a stack of cash from property, most of us think of buy-to-let landlords. But your own home could provide a significant income boost,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":106061,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/this-building-gives-me-so-many-ideas-creatives-on-the-spaces-that-inspire-them\/","url_meta":{"origin":10572,"position":3},"title":"'This building gives me so many ideas': creatives on the spaces that inspire them","date":"April 13, 2019","format":false,"excerpt":"\r From a garage workshop filled with leather to a light-filled studio, these artists\u2019 surroundings are part of their processAs with all the best things, Caroline Strecker\u2019s one-woman leather bag business started by accident. Returning to the UK in 2015 after a nomadic few years travelling, and working and living\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8246,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/why-renting-your-spare-room-could-be-a-nice-little-earner\/","url_meta":{"origin":10572,"position":4},"title":"Why renting your spare room could be a nice little earner","date":"July 13, 2015","format":false,"excerpt":"\r Last week\u2019s budget increased the tax-free allowance for lodger landlords \u2013 just make sure you don\u2019t break any rulesBritain\u2019s army of Airbnb landlords has been handed a cash bonus by the Treasury following an announcement in last week\u2019s budget that means most of them will no longer pay tax\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":129298,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/six-ways-to-make-money-from-your-home\/","url_meta":{"origin":10572,"position":5},"title":"Six ways to make money from your home","date":"September 5, 2022","format":false,"excerpt":"\r As the cost of living crisis bites, there are many ways to make some extra cash, from taking in a lodger to renting out parking spaceSoaring household bills are making it tougher than ever to make ends meet. Continue reading...\r \r Source : theguardian.com\r Read more...Six ways to make\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/10572"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=10572"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/10572\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=10572"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=10572"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=10572"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}