{"id":1050,"date":"2014-03-17T14:00:10","date_gmt":"2014-03-17T07:00:10","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/10-mortgage-pitfalls-and-how-to-avoid-them\/"},"modified":"2016-01-09T12:35:27","modified_gmt":"2016-01-09T05:35:27","slug":"10-mortgage-pitfalls-and-how-to-avoid-them","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/10-mortgage-pitfalls-and-how-to-avoid-them\/","title":{"rendered":"10 mortgage pitfalls and how to avoid them"},"content":{"rendered":"


\nWith tighter lending regulations on the horizon we look at 10 things that could put the brakes on your mortgage hopes, and how to try and fix themMortgage lending may be at its highest level since the financial crisis but taking out a home loan remains difficult for many. Banks and building societies are still unwilling to lend to all but the safest borrowers, while a new wave of regulations at the end of April means customers will be placed under more scrutiny than ever. Borrowers need to work hard to put their finances in order and give themselves the best chance of securing a mortgage. Here are 10 things that could put the brakes on your mortgage hopes, and how to try and fix them. Continue reading…
\n
\nSource : theguardian.com
\nRead more…10 mortgage pitfalls and how to avoid them<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

With tighter lending regulations on the horizon we look at 10 things that could put...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-1050","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-gW","jetpack-related-posts":[{"id":7960,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lending-shakeup-could-push-up-cost-of-borrowing\/","url_meta":{"origin":1050,"position":0},"title":"Mortgage lending shakeup could push up cost of borrowing","date":"March 15, 2016","format":false,"excerpt":"\r New international rules likely to have negative consequences for buy-to-let borrowers and others, says trade groupMortgages for homeowners and buy-to-let landlords could become more expensive under new rules being imposed by international regulators, an industry trade body has warned.The Council of Mortgage Lenders (CML) said the global rules were\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":113257,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/how-mortgage-apps-can-reduce-bias-toward-minority-borrowers\/","url_meta":{"origin":1050,"position":1},"title":"How mortgage apps can reduce bias toward minority borrowers","date":"December 24, 2019","format":false,"excerpt":"\r Online lending is quickly taking over the mortgage market with older names like Quicken and LendingTree as well as upstarts like Better.com. Can these online platforms level the playing field for borrowers by reducing bias in the market? CNBC's Diana Olick reports.\r \r Source : cnbc.com\r Read more...How mortgage\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":65106,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/subprime-is-now-nonprime-high-risk-mortgage-lending-is-back\/","url_meta":{"origin":1050,"position":2},"title":"Subprime is now \u2018nonprime\u2019: High-risk mortgage lending is back","date":"August 31, 2017","format":false,"excerpt":"\r Subprime loans were one of the main causes of the financial crisis. But lending to high-risk borrowers are making a comeback, Financial Times reports.\r \r Source : cnbc.com\r Read more...Subprime is now \u2018nonprime\u2019: High-risk mortgage lending is back","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":59915,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/two-major-lending-changes-mean-its-suddenly-easier-to-get-a-mortgage\/","url_meta":{"origin":1050,"position":3},"title":"Two major lending changes mean it's suddenly easier to get a mortgage","date":"July 5, 2017","format":false,"excerpt":"\r Two major changes in the mortgage market go into effect this month, and both could help millions more borrowers qualify for a home loan.\r \r Source : cnbc.com\r Read more...Two major lending changes mean it's suddenly easier to get a mortgage","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7460,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buy-to-let-mortgage-lending-rockets-ahead-of-stamp-duty-rise\/","url_meta":{"origin":1050,"position":4},"title":"Buy-to-let mortgage lending rockets ahead of stamp duty rise","date":"March 10, 2016","format":false,"excerpt":"\r Council of Mortgage Lenders reports 22% rise in number of loans taken out by landlords in January as 1 April hike loomsThe number of buy-to-let mortgages rocketed by 22% in January compared with the same month in 2015, as landlords rushed to beat forthcoming tax changes.Around 9,500 loans were\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":159055,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/santander-mortgage-cap-jumps-by-as-much-as-24-as-bank-eases-lending-rules\/","url_meta":{"origin":1050,"position":5},"title":"Santander mortgage cap jumps by as much as 24% as bank eases lending rules","date":"August 12, 2025","format":false,"excerpt":"\r Some higher-earning couples with smaller deposits could borrow extra \u00a3130,000 as a result of overnight changesSome couples applying for a Santander mortgage will see the maximum they can borrow increase by \u00a3130,000 overnight after the bank loosened its lending rules.Santander is the latest in a line of lenders to\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/1050"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=1050"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/1050\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=1050"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=1050"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=1050"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}