{"id":104341,"date":"2019-02-24T00:00:00","date_gmt":"2019-02-23T17:00:00","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/diana-clement-should-i-break-my-mortgage\/"},"modified":"2019-02-24T00:03:03","modified_gmt":"2019-02-23T17:03:03","slug":"diana-clement-should-i-break-my-mortgage","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/diana-clement-should-i-break-my-mortgage\/","title":{"rendered":"Diana Clement: Should I break my mortgage?"},"content":{"rendered":"<p>&#013;<br \/>\nCOMMENT:  Do you kick yourself when mortgage rates fall? Many Kiwis regret having fixed at a higher rate when rates continue to nosedive.The trouble is that you may have to pay a break fee to get out of your existing mortgage. When&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : nzherald.co.nz\/Property&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.nzherald.co.nz\/property\/news\/article.cfm?c_id=8&amp;objectid=12205099&amp;ref=rss\" target=\"_blank\">Diana Clement: Should I break my mortgage?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; COMMENT: Do you kick yourself when mortgage rates fall? Many Kiwis regret having fixed at&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-104341","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-r8V","jetpack-related-posts":[{"id":63094,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/diana-clement-when-to-hold-when-to-fold\/","url_meta":{"origin":104341,"position":0},"title":"Diana Clement: When to hold, when to fold","date":"August 8, 2017","format":false,"excerpt":"\r By Diana Clement Buy and hold is the mantra for most property investors. Over the years the mortgage is (hopefully) whittled down and eventually the cash flow from the property or the capital could help fund your retirement.The...\r \r Source : nzherald.co.nz\/Property\r Read more...Diana Clement: When to hold, when\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":65800,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/diana-clement-bid-with-confidence\/","url_meta":{"origin":104341,"position":1},"title":"Diana Clement: Bid with confidence","date":"September 8, 2017","format":false,"excerpt":"\r If you're going shopping for a home, consider getting pre-approval for your mortgage. Pre-approval tells you what the bank is willing to lend you and gives you confidence to bid at auction or make offers. The bank will look at...\r \r Source : nzherald.co.nz\/Property\r Read more...Diana Clement: Bid with\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":59707,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/diana-clement-how-to-keep-your-castle\/","url_meta":{"origin":104341,"position":2},"title":"Diana Clement: how to keep your castle","date":"July 4, 2017","format":false,"excerpt":"\r Your home is your castle. But what would happen if you couldn't pay the mortgage? That happens to all too many Kiwis every year who lose their income due to illness, accident or redundancy.Most will survive financially. Everyone...\r \r Source : nzherald.co.nz\/Property\r Read more...Diana Clement: how to keep your\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":62413,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/diana-clement-its-tough-outside-the-box\/","url_meta":{"origin":104341,"position":3},"title":"Diana Clement: It&#039;s tough outside the box","date":"August 1, 2017","format":false,"excerpt":"\r Some home loans are far trickier than others to sign off. If you've got a well-paying job, a decent deposit and no black marks against your credit, there's a good chance you can get a mortgage on a standard home. Step outside...\r \r Source : nzherald.co.nz\/Property\r Read more...Diana Clement:\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8096,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/diana-clement-eight-reasons-to-downsize-your-home\/","url_meta":{"origin":104341,"position":4},"title":"Diana Clement: Eight reasons to downsize your home","date":"March 16, 2016","format":false,"excerpt":"\r Is your home big enough to be an aircraft hangar at Motat? Modern New Zealand home-buying culture is to go big every time there's some \"spare\" equity in our homes to extend the mortgage with.Not everyone needs a Hummer home. Sometimes...\r \r Source : nzherald.co.nz\/Property\r Read more...Diana Clement: Eight\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":103090,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/parents-dig-deep-for-kids\/","url_meta":{"origin":104341,"position":5},"title":"Parents dig deep for kids","date":"January 19, 2019","format":false,"excerpt":"\r By Diana Clement Mortgage brokers do a brisk trade in organising home loans for children who have sought help from the bank of mum and dad, says mortgage broker Geoff Bawden of Bawden Consulting. The noticeable change over the...\r \r Source : nzherald.co.nz\/Property\r Read more...Parents dig deep for kids","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/104341"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=104341"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/104341\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=104341"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=104341"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=104341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}