{"id":10394,"date":"2016-04-11T13:00:08","date_gmt":"2016-04-11T06:00:08","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/where-to-put-your-cash-while-savings-rates-are-rock-bottom\/"},"modified":"2016-04-11T13:10:12","modified_gmt":"2016-04-11T06:10:12","slug":"where-to-put-your-cash-while-savings-rates-are-rock-bottom","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/where-to-put-your-cash-while-savings-rates-are-rock-bottom\/","title":{"rendered":"Where to put your cash while savings rates are rock-bottom"},"content":{"rendered":"<p>&#013;<br \/>\nFor those looking glumly at their savings account statements, there are plenty of better returns to be had elsewhereAs interest rates languish at the lowest level in living memory, there is little hope for savers looking on in disappointment at their bank statements. The average savings account now pays a dismal 0.61%, according to Moneyfacts.co.uk, and the firm recorded just 12 rate rises in February \u2013 and 235 cuts.For the many people trying to build on their deposits, there are other options available \u2013 some of which are potentially more rewarding alternatives, but carry with them risks alongside the possibility of better returns than the banks. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.theguardian.com\/money\/2016\/apr\/11\/where-put-cash-savings-rates-rock-bottom\" target=\"_blank\">Where to put your cash while savings rates are rock-bottom<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; For those looking glumly at their savings account statements, there are plenty of better returns&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-10394","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-2HE","jetpack-related-posts":[{"id":1024,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/grow-their-interest-the-best-childrens-savings-accounts\/","url_meta":{"origin":10394,"position":0},"title":"Grow their interest: the best children\u2019s savings accounts","date":"January 8, 2016","format":false,"excerpt":"\r Children can get great rates by putting their Christmas cash into an account. At up to 6% interest, returns can be better than almost anywhere else out thereMany children will have received cash over Christmas, and most will spend it pretty quickly. But if the sums are quite generous\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7898,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/isa-season-fails-to-boost-lowest-ever-savings-rates\/","url_meta":{"origin":10394,"position":1},"title":"Isa season fails to boost lowest ever savings rates","date":"March 14, 2016","format":false,"excerpt":"\r Industry expert blames government\u2019s funding for lending scheme for poor returns on Isas and savings accountsSavings rates have plummeted to the lowest level in history at a time when banks and building societies are typically trying to attract savers\u2019 cash.Instead of raising rates during Isa season, providers have been\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":20989,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/internet-peer-to-peer-lenders-offer-savings-rates-that-are-peerless\/","url_meta":{"origin":10394,"position":2},"title":"Internet peer-to-peer lenders offer savings rates that are peerless","date":"October 10, 2015","format":false,"excerpt":"\r I\u2019ve long been wary of P2P lending, but high street banks are offering such paltry returns. So I\u2019ve taken the plungeThe easy saver account at my bank pays a princely 0.25% interest. If I open up its cash Isa and take advantage of my tax-free allowance instead, the rate\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15238,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/nationwide-cuts-interest-rates-on-cash-isa\/","url_meta":{"origin":10394,"position":3},"title":"Nationwide cuts interest rates on cash Isa","date":"June 2, 2016","format":false,"excerpt":"\r Building society becomes latest financial provider to cut rates, as diminishing returns mean insititutions fall out of love with savings schemeNationwide has become the latest big-name savings provider to cut the interest rates on its range of cash Isas, to reflect what the building society says is the general\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":9802,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/unhappy-returns-as-nsi-cuts-premium-bond-prizes\/","url_meta":{"origin":10394,"position":4},"title":"Unhappy returns as NS&amp;I cuts premium bond prizes","date":"April 2, 2016","format":false,"excerpt":"\r As the scheme celebrates its 60th birthday, is it still worth a flutter, or would your cash be better elsewhere?There was bad news for Britain\u2019s 21 million-strong army of premium bond holders this week: the (already slim) odds of winning a prize are about to get even worse. National\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1196,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/savings-rates-hit-record-low\/","url_meta":{"origin":10394,"position":5},"title":"Savings rates hit &#039;record low&#039;","date":"January 11, 2016","format":false,"excerpt":"\r Interest rates, as measured by the average easy-access cash Isa rate, are just slightly above 1%, says MoneyfactsSavings rates have hit a record low, according to data published on Monday, just as thousands of people are expected to start looking for a new home for their nest-egg cash when\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/10394"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=10394"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/10394\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=10394"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=10394"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=10394"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}