{"id":103447,"date":"2019-01-29T20:36:21","date_gmt":"2019-01-29T13:36:21","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-new-100-mortgage-wont-help-low-income-generation-rent-vicky-spratt\/"},"modified":"2019-01-29T21:03:39","modified_gmt":"2019-01-29T14:03:39","slug":"the-new-100-mortgage-wont-help-low-income-generation-rent-vicky-spratt","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/the-new-100-mortgage-wont-help-low-income-generation-rent-vicky-spratt\/","title":{"rendered":"The new 100% mortgage won\u2019t help low-income Generation Rent | Vicky Spratt"},"content":{"rendered":"


\nBy only lending to those whose families can cough up a lump sum, Lloyds Bank is reinforcing the ludicrous housing marketIf there\u2019s anything more British than talking about the weather, it\u2019s obsessing about house prices. This is a country where it\u2019s taboo to ask someone their salary but perfectly acceptable to ask how much their house is worth (and look it up on Rightmove if they won\u2019t tell you).In recent years, it\u2019s been harder to avoid talking about house prices than ever because, in many places around the country, they\u2019re so out of control. According to the Office for National Statistics, the median price paid for a home leapt by 259% between 1997 and 2016, while earnings only rose by 68%. Continue reading…
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\nSource : theguardian.com
\nRead more…The new 100% mortgage won\u2019t help low-income Generation Rent | Vicky Spratt<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

By only lending to those whose families can cough up a lump sum, Lloyds Bank...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-103447","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-qUv","jetpack-related-posts":[{"id":91368,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hongkongers-will-feel-the-squeeze-as-mortgage-rates-gain-momentum\/","url_meta":{"origin":103447,"position":0},"title":"Hongkongers will feel the squeeze as mortgage rates gain momentum","date":"June 14, 2018","format":false,"excerpt":"\r The monthly mortgage repayment of homeowners in Hong Kong is expected to rise to 70 per cent of their monthly income by the end of this year \u2013 the highest level in nearly two decades \u2013 as mortgage rates kick upwards and home prices show no signs of abating,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":79210,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-house-prices-fall-again-as-household-income-squeezed\/","url_meta":{"origin":103447,"position":1},"title":"UK house prices fall again as household income squeezed","date":"February 7, 2018","format":false,"excerpt":"\r Average price of a home in Britain drops 0.6% in January to \u00a3223,285, says HalifaxUK house prices fell for a second consecutive month in January as consumers struggling with shrinking disposable income put major spending decisions on hold.The average price of a home in Britain fell 0.6% last month\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":4732,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/women-warned-to-beware-pregnancy-pitfalls-when-applying-for-a-mortgage\/","url_meta":{"origin":103447,"position":2},"title":"Women warned to beware pregnancy pitfalls when applying for a mortgage","date":"November 22, 2015","format":false,"excerpt":"\r New affordability rules mean some firms will ask questions about changes in incomeNew parents who apply for mortgages from some of the biggest lenders are being asked to prove that they are going back to work before their income can be included in affordability checks.Questions posed by the Observer\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":113187,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/private-home-prices-to-increase-2-in-2020-and-2021\/","url_meta":{"origin":103447,"position":3},"title":"Private home prices to increase 2% in 2020 and 2021","date":"December 19, 2019","format":false,"excerpt":"\r This is lower than the 8% growth in 2018.\u00a0 According to the latest Fitch Ratings, private property prices in Singapore is expected to grow by a modest 2% over the next two years, a significant drop compared to the 8% increase in 2018, reported the Business Times. \u201cWe expect\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":19920,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/all-you-need-to-know-as-a-first-time-mortgager-in-the-uae\/","url_meta":{"origin":103447,"position":4},"title":"All you need to know as a first-time mortgager in the UAE","date":"July 16, 2016","format":false,"excerpt":"\r The decision to get a mortgage is not one people take lightly - and rightly so. 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Additionally, whether you are already on the property ladder, or it is your first venture into\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/103447"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=103447"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/103447\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=103447"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=103447"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=103447"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}