{"id":103392,"date":"2019-01-27T15:00:29","date_gmt":"2019-01-27T08:00:29","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/buyer-beware-dont-inflate-your-income-to-get-a-mortgage\/"},"modified":"2019-01-27T15:07:15","modified_gmt":"2019-01-27T08:07:15","slug":"buyer-beware-dont-inflate-your-income-to-get-a-mortgage","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/buyer-beware-dont-inflate-your-income-to-get-a-mortgage\/","title":{"rendered":"Buyer beware! Don\u2019t inflate your income to get a mortgage"},"content":{"rendered":"


\nIt\u2019s one of the things that could lead to a refusal, making it harder to get a future loan Homebuyers have been warned to avoid inflating their income when applying for a mortgage, which can lead to their application being rejected. New figures show that one in six homeowners had been refused a home loan in the past. This crucially can lead to delays in being accepted for another at a later date.Consumer group Which? found the highest number of refusals was in the capital \u2013 far higher than the national average \u2013 with one in three mortgage holders saying they had been refused in the past. London is followed by the West Midlands. Continue reading…
\n
\nSource : theguardian.com
\nRead more…Buyer beware! Don\u2019t inflate your income to get a mortgage<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

It\u2019s one of the things that could lead to a refusal, making it harder to...<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-103392","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-qTC","jetpack-related-posts":[{"id":164456,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/dubai-real-estate-mortgage-trends-by-income-group-reveal-key-shifts-in-buyer-demand\/","url_meta":{"origin":103392,"position":0},"title":"Dubai real estate: Mortgage trends by income group reveal key shifts in buyer demand","date":"November 11, 2025","format":false,"excerpt":"\r Dubai mortgage data shows mid-income buyers drive demand as average loan values fall and apartment ownership rises The post Dubai real estate: Mortgage trends by income group reveal key shifts in buyer demand appeared first on Arabian Business: Latest News on the Middle East, Real Estate, Finance, and More.\r\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.siamlandbank.com\/propertynews\/wp-content\/uploads\/2025\/11\/Dubai-real-estate-1000x667-2.jpg?fit=1000%2C667&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":4732,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/women-warned-to-beware-pregnancy-pitfalls-when-applying-for-a-mortgage\/","url_meta":{"origin":103392,"position":1},"title":"Women warned to beware pregnancy pitfalls when applying for a mortgage","date":"November 22, 2015","format":false,"excerpt":"\r New affordability rules mean some firms will ask questions about changes in incomeNew parents who apply for mortgages from some of the biggest lenders are being asked to prove that they are going back to work before their income can be included in affordability checks.Questions posed by the Observer\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":167461,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgage-shake-up-people-on-variable-incomes-could-have-more-payment-flexibility\/","url_meta":{"origin":103392,"position":2},"title":"UK mortgage shake-up: people on variable incomes could have more payment flexibility","date":"December 15, 2025","format":false,"excerpt":"\r Some potential first-time buyer groups \u2018could be better served\u2019, regulator says in reviewFreelancers and gig economy workers could enjoy more flexibility over how and when they pay their mortgage under plans designed to help more people get on the property ladder.A shake-up of the rules so people whose income\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":120834,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-paying-off-the-mortgage-on-my-flat-whats-the-best-way-to-buy-a-house\/","url_meta":{"origin":103392,"position":3},"title":"I\u2019m paying off the mortgage on my flat \u2013 what\u2019s the best way to buy a house?","date":"June 7, 2021","format":false,"excerpt":"\r I\u2019m wondering if I should sell my current property, or try to keep it to bring in rental income Q I bought my flat with a mortgage about six years ago, scraping my way in as a first-time buyer just before any of the government\u2019s help-to-buy schemes were available.\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":108192,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/im-a-first-time-buyer-do-i-earn-enough-to-get-a-mortgage\/","url_meta":{"origin":103392,"position":4},"title":"I'm a first-time buyer \u2013\u00a0do I earn enough to get a mortgage?","date":"June 17, 2019","format":false,"excerpt":"\r I\u2019m worried that the repayments on my help-to-buy loan will count against me with a lenderQ I hope you might be able to provide some insight for me as I begin my (optimistic) search for a first property. 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I am currently based in London throughout the week and spend most weekends in Nottingham where I recently bought a property as\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/103392"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=103392"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/103392\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=103392"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=103392"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=103392"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}