{"id":102912,"date":"2019-01-13T13:00:00","date_gmt":"2019-01-13T06:00:00","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/banks-paying-closer-attention-to-home-loan-affordability\/"},"modified":"2019-01-13T14:03:35","modified_gmt":"2019-01-13T07:03:35","slug":"banks-paying-closer-attention-to-home-loan-affordability","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/banks-paying-closer-attention-to-home-loan-affordability\/","title":{"rendered":"Banks paying closer attention to home loan affordability"},"content":{"rendered":"<p>&#013;<br \/>\nMortgage brokers say banks are taking a closer look at whether borrowers can afford to meet home loan repayments, with one bank now asking for a written declaration that the lending is responsible.Lenders have had to adhere to a&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : nzherald.co.nz\/Property&#013;<br \/>\nRead more&#8230;<a href=\"https:\/\/www.nzherald.co.nz\/property\/news\/article.cfm?c_id=8&amp;objectid=12188255&amp;ref=rss\" target=\"_blank\">Banks paying closer attention to home loan affordability<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; Mortgage brokers say banks are taking a closer look at whether borrowers can afford to&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-102912","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-qLS","jetpack-related-posts":[{"id":125786,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-could-struggle-with-mortgages-as-uk-banks-tighten-affordability-tests\/","url_meta":{"origin":102912,"position":0},"title":"Homebuyers could struggle with mortgages as UK banks tighten affordability tests","date":"April 11, 2022","format":false,"excerpt":"\r Brokers warn soaring bills, tax rises and big hike in cost of household basics have forced lenders to recalculate modelsHomebuyers wanting to take out a mortgage could soon struggle to get the size of loan they need, as banks begin taking into account the cost of living crisis when\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":95567,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/singapore-home-prices-to-drop-by-up-to-10-following-new-curbs\/","url_meta":{"origin":102912,"position":1},"title":"Singapore home prices to drop by up to 10% following new curbs?","date":"August 7, 2018","format":false,"excerpt":"\r Local banks reckon home prices will fall following the latest round of cooling measures. Singapore banks expect home prices to fall along with home loan activity, following the introduction by the government of its latest round of property cooling measures. UOB chief Wee Ee Cheong revealed that his \u201cgut\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":31894,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/house-prices-drop-slightly-in-auckland-according-to-home-loan-affordability-report\/","url_meta":{"origin":102912,"position":2},"title":"House prices drop slightly in Auckland according to Home Loan Affordability Report","date":"October 28, 2016","format":false,"excerpt":"\r House prices may be starting to drop in Auckland - but it's too soon to tell if the latest data shows a trend.The new mortgage lending restrictions introduced by the Reserve Bank officially kicked in on October 1, but most of the...\r \r Source : nzherald.co.nz\/Property\r Read more...House prices\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":31896,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/house-prices-drop-slightly-in-auckland-according-to-home-loan-affordability-report-2\/","url_meta":{"origin":102912,"position":3},"title":"House prices drop slightly in Auckland according to Home Loan Affordability Report","date":"October 28, 2016","format":false,"excerpt":"\r House prices may be starting to drop in Auckland - but it's too soon to tell if the latest data shows a trend.The new mortgage lending restrictions introduced by the Reserve Bank officially kicked in on October 1, but most of the...\r \r Source : nzherald.co.nz\/Property\r Read more...House prices\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":79354,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/saudi-arabia-working-with-banks-on-10bn-loan-refinancing-sources\/","url_meta":{"origin":102912,"position":4},"title":"Saudi Arabia working with banks on $10bn loan refinancing &#8211; sources","date":"February 6, 2018","format":false,"excerpt":"\r Loan refinancing will include a repricing of the debt facility and a maturity extension, to 2023 from 2021\r \r Source : arabianbusiness.com\r Read more...Saudi Arabia working with banks on bn loan refinancing - sources","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":119009,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-banks-raise-rates-to-stifle-home-loan-boom\/","url_meta":{"origin":102912,"position":5},"title":"UK banks raise rates to stifle home loan boom","date":"October 24, 2020","format":false,"excerpt":"\r Lenders struggling to process mortgage borrowing as buyers look to beat stamp duty deadline\r \r Source : ft.com\r Read more...UK banks raise rates to stifle home loan boom","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/102912"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=102912"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/102912\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=102912"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=102912"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=102912"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}