{"id":102359,"date":"2018-12-18T11:02:15","date_gmt":"2018-12-18T04:02:15","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-should-find-out-how-much-the-bank-will-loan-before-signing-a-purchase-agreement\/"},"modified":"2018-12-18T12:05:17","modified_gmt":"2018-12-18T05:05:17","slug":"homebuyers-should-find-out-how-much-the-bank-will-loan-before-signing-a-purchase-agreement","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/homebuyers-should-find-out-how-much-the-bank-will-loan-before-signing-a-purchase-agreement\/","title":{"rendered":"Homebuyers should find out how much the bank will loan before signing a purchase agreement"},"content":{"rendered":"


\nPurchasing a property to many people is a lifetime investment requiring substantial amount of savings. Most buyers will need to apply for a mortgage loan to finance their purchase. A well-planned budget and obtaining accurate information about a mortgage loan before committing the property purchase are therefore very important steps to take for the prospective purchasers.
\nWhen a client asks about a mortgage loan, a professional estate agency practitioner should not hastily provide mortgage…
\n
\nSource : South China Morning Post
\nRead more…Homebuyers should find out how much the bank will loan before signing a purchase agreement<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Purchasing a property to many people is a lifetime investment requiring substantial amount of savings....<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-102359","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-qCX","jetpack-related-posts":[{"id":53367,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/smaller-deposits-raise-hopes-for-uk-first-time-homebuyers\/","url_meta":{"origin":102359,"position":0},"title":"Smaller deposits raise hopes for UK first-time homebuyers","date":"May 1, 2017","format":false,"excerpt":"\r Hamptons says re-emergence of higher loan-to-value mortgages combined with lower lending rates and cooling prices have boosted purchase prospectsEasier access to mortgages with a small deposit has offered some glimmers of hope for first-time buyers struggling to get on to Britain\u2019s housing ladder, according to a new report.Research on\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11968,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/barclays-100-mortgage-how-much-does-it-really-help-homebuyers\/","url_meta":{"origin":102359,"position":1},"title":"Barclays 100% mortgage: how much does it really help homebuyers?","date":"May 4, 2016","format":false,"excerpt":"\r The no-deposit deal requires relatives to put up funds or act as guarantors, and all parties to take a tough affordability testThe launch of the Barclays 100% mortgage brings the number of products aimed at borrowers who do not have a deposit to its highest since the financial crash.\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":171724,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-rates-hit-the-highest-level-in-a-month-causing-first-time-homebuyers-to-drop-out\/","url_meta":{"origin":102359,"position":2},"title":"Mortgage rates hit the highest level in a month, causing first-time homebuyers to drop out","date":"May 6, 2026","format":false,"excerpt":"\r Mortgage rates rose last week, causing loan demand to drop back and causing the average loan size to rise \u2014 indicating that lower-income borrowers dropped out.\r \r Source : cnbc.com\r Read more...Mortgage rates hit the highest level in a month, causing first-time homebuyers to drop out","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":124012,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/hong-kong-to-scrap-middleman-role-of-law-firms-in-mortgage-transactions-to-protect-homebuyers\/","url_meta":{"origin":102359,"position":3},"title":"Hong Kong to scrap middleman role of law firms in mortgage transactions to protect homebuyers","date":"December 29, 2021","format":false,"excerpt":"\r The role of lawyers as middlemen in residential mortgage transactions is to be abolished under new rules designed to protect Hong Kong homebuyers.The change will allow a bank to pay the mortgage loan secured by a homebuyer directly into the bank account of the seller electronically. The buyer would\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":129891,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/mortgage-lenders-put-up-interest-payments-before-banks-base-rate-hike\/","url_meta":{"origin":102359,"position":4},"title":"Mortgage lenders put up interest payments before Bank\u2019s base rate hike","date":"September 22, 2022","format":false,"excerpt":"\r Banks and building societies increased charges that could add thousands to some people\u2019s home loan costsBanks and building societies had already begun putting up mortgage interest payments before the Bank of England announced its latest base rate hike to 2.25% \u2013 piling more pressure on homebuyers and owners.For some,\u2026","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":41885,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/jump-in-rates-doesnt-deter-homebuyers-as-mortgage-applications-increase-4\/","url_meta":{"origin":102359,"position":5},"title":"Jump in rates doesn't deter homebuyers, as mortgage applications increase 4%","date":"January 25, 2017","format":false,"excerpt":"\r Mortgage rates moved solidly higher last week, but lenders saw no letup in loan demand.\r \r Source : cnbc.com\r Read more...Jump in rates doesn't deter homebuyers, as mortgage applications increase 4%","rel":"","context":"In "Property News"","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/102359"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=102359"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/102359\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=102359"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=102359"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=102359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}