{"id":10156,"date":"2016-04-07T17:25:17","date_gmt":"2016-04-07T10:25:17","guid":{"rendered":"http:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-equity-release-the-only-way-to-raise-cash-for-our-travelling-lifestyle\/"},"modified":"2016-04-07T17:37:37","modified_gmt":"2016-04-07T10:37:37","slug":"is-equity-release-the-only-way-to-raise-cash-for-our-travelling-lifestyle","status":"publish","type":"post","link":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/is-equity-release-the-only-way-to-raise-cash-for-our-travelling-lifestyle\/","title":{"rendered":"Is equity release the only way to raise cash for our travelling lifestyle?"},"content":{"rendered":"<p>&#013;<br \/>\nWe are considering raising money from our home at some point in the future, but I know equity release has its downsidesQ: I am a fit 77-year-old and my wife is 72. We have a house which is worth about \u00a3325,000. We also have around \u00a370,000 in premium bonds and shares.So at the moment, my estate would attract inheritance tax. Continue reading&#8230;&#013;<br \/>\n&#013;<br \/>\nSource : theguardian.com&#013;<br \/>\nRead more&#8230;<a href=\"http:\/\/www.theguardian.com\/money\/2016\/apr\/07\/is-equity-release-the-only-way-to-raise-cash-for-our-travelling-lifestyle\" target=\"_blank\">Is equity release the only way to raise cash for our travelling lifestyle?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#013; We are considering raising money from our home at some point in the future, but&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"false","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"spay_email":"","footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[1],"tags":[],"class_list":["post-10156","post","type-post","status-publish","format-standard","hentry","category-property-news"],"jetpack_featured_media_url":"","jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p75ss1-2DO","jetpack-related-posts":[{"id":135562,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/i-have-little-spare-cash-so-should-i-consider-equity-release-my-flat-is-worth-230000\/","url_meta":{"origin":10156,"position":0},"title":"I have little spare cash, so should I consider equity release? My flat is worth \u00a3230,000","date":"March 20, 2023","format":false,"excerpt":"\r I am 73, have an annual income after tax of \u00a323,000 and my housing costs have soaredQ I am 73 years old with an annual income after tax of \u00a323,000. My housing costs have soared, partly because of a cladding issue, so I do not have as much spare\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":67718,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/so-is-equity-release-really-that-bad\/","url_meta":{"origin":10156,"position":1},"title":"So is equity release really that bad?","date":"June 4, 2006","format":false,"excerpt":"\r Maybe not, says Jon Robins, but it pays to think carefully before unlocking the money in your homeAt a time of overstretched pensions and low interest rates, it is hardly surprising that many older homeowners are planning to cash in some of the equity in their homes to make\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":105757,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/dramatic-rise-in-equity-release-by-over-55s-to-fund-retirement\/","url_meta":{"origin":10156,"position":2},"title":"Dramatic rise in equity release by over-55s to fund retirement","date":"April 4, 2019","format":false,"excerpt":"\r Homeowners turn to properties to raise finance\r \r Source : ft.com\r Read more...Dramatic rise in equity release by over-55s to fund retirement","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":131565,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/uk-mortgages-could-equity-release-help-with-rising-costs\/","url_meta":{"origin":10156,"position":3},"title":"UK mortgages: could equity release help with rising costs?","date":"November 12, 2022","format":false,"excerpt":"\r Record numbers of older people are freeing up money from their homes \u2013 but doing so does have its drawbacksAn increasing number of older people are considering dipping into the value stored in their homes to help with the UK\u2019s cost of living crisis.Some want cash to upgrade their\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2621,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/equity-release-levels-hit-record-high-among-over-55s\/","url_meta":{"origin":10156,"position":4},"title":"Equity release levels hit record high among over-55s","date":"January 25, 2016","format":false,"excerpt":"\r More than 22,500 deals were agreed in 2015, showing a growing reliance on housing wealth as a key pillar of later-life financial planning A record amount of housing wealth was unlocked by homeowners aged 55 and over in 2015, with \u00a31.61bn withdrawn through specialist equity release plans.Lending was up\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":55221,"url":"https:\/\/www.siamlandbank.com\/propertynews\/property-news\/whats-the-best-way-to-release-equity-for-home-improvements\/","url_meta":{"origin":10156,"position":5},"title":"What&#039;s the best way to release equity for home improvements?","date":"May 18, 2017","format":false,"excerpt":"\r I don\u2019t have a mortgage and need some cash for new windows and doorsQ I would like to know more about equity release. I am a homeowner with no mortgage on my house. I cleared my mortgage back in 2013 when my endowment policy reached maturity.I would like to\u2026","rel":"","context":"In &quot;Property News&quot;","img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/10156"}],"collection":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/comments?post=10156"}],"version-history":[{"count":0,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/posts\/10156\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/media?parent=10156"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/categories?post=10156"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.siamlandbank.com\/propertynews\/wp-json\/wp\/v2\/tags?post=10156"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}